USDA and FHA Pro and Con in Pleasant-Grove, Jefferson County, AL
In 2025, USDA loan limit in Pleasant-Grove, county of Jefferson, AL is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Pleasant-Grove, county of Jefferson, AL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Pleasant-Grove, AL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
2001 Market Street, Suite 2500, Philadelphia, PA, 19103
Epoch Lending was founded in December 2018 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout the United States. We hire local independent mortgage experts in local markets and allow them to operate with the flexibility of the broker channel without the stresses of managing a business.
Kenny Financial Services, Inc offering the lowest priced mortgage products to borrowers who deserve the best pricing. We also offer niche products to borrowers who need "specialty" solutions such as low down payment loans and "stated income" commercial loans. Mortgage financing is all that we do and we are experts at it!
1845 Walnut St, Suite 910, Philadelphia, PA, 19103
No matter what the project, Bluebird is the lender that’s in your corner. Our fast, fair, and flexible loans connect borrowers with the real estate financing they need to make acquisitions, complete rehabs, or build from the ground up. We put trust and a commitment to mutual success at the heart of all client relationships. By doing everything we c
LW Integrity Funding LLC, our commitment to customers is in our name. Since 2005, we have helped clients across the Greater Buffalo area, and Western New York. We pride ourselves for building community and helping customers secure the mortgages they need to open a new chapter in their life.
30 South 15th Street, 1st Floor, Philadelphia, PA, 19102
The primary mission of United Bank of Philadelphia is to deliver excellent customer service at a profit and to make United Bank of Philadelphia the “hometown” bank of choice. Our goal is to foster community development by providing quality personalized comprehensive banking services to business and individuals in the Greater Philadelphia Region, wi
1420 Walnut Street, Suite 1216, Philadelphia, PA, 19102
Diligence Capital Advisors is a Boutique Commercial Real Estate Capital Markets Solutions and Full Service Consulting Firm and Our services include capital markets solutions, including debt and equity procurement and placement, and full-service consulting spanning transactional oversight/advisory and asset management for existing portfolios and dev
1528 Walnut Street, Suite 2008, Philadelphia, PA, 19102
Our firm is built upon integrity. We have 96.5% repeat business from our clients because of our proven track record for 20+ years. Stursberg & Fine clients enjoy a strong and trusting relationship with our staff of experts that ensures our clients the highest possible level of service, advice, and experience.
"Liberty SBF is an experienced commercial real estate finance company. With a special expertise in small-balance commercial lending, we are positioned to address the needs of small businesses facing a challenging credit environment.
We provide:
Small Business Lending
Commercial Real Estate Financing
Loan Servicing"
We are a team of professionals with decades of experience funding commercial real estate & operating companies, who will assure the best outcome for your debt, equity and advisory needs.
Whether developing, purchasing or refinancing, debt is the lifeblood for commercial real estate. Axcel delivers to its clients access to debt for any asset class