USDA Vs. FHA your options comparison in Margaret, St. Clair County, AL
In 2025, USDA loan limit in Margaret, county of St. Clair, AL is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Margaret, county of St. Clair, AL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Margaret, AL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971
Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.
Evolve Bank team in 2017 after spending five years in client services. I find my true passion in helping families and individuals succeed in making the most informed decision regarding loan options; tailored towards their specific financial needs. As an experienced loan professional, I can ensure full transparency.
19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971
We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.
Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.
TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first." Mick has a famous quote which really exemplifies the entire culture
Landmands Bank began in 1909. At Landmands Bank you are a face and a name, not a number or a quota. As we work diligently to provide you with personal service, we recognize that our success depends on your success. That's why we strive to provide you with quality financial products
Thumb Bank & Trust has been providing customers with fast, efficient, outstanding service for over one hundred years. Whether we are the new face in your town or an old friend you can count on, know that we believe in building for the future. At Thumb Bank & Trust we actively participate in the communities we serve and strive to meet the challenges
