USDA and FHA Pro and Con in West-End-Cobb-Town, Calhoun County, AL

For 2025, the USDA loan limit in West-End-Cobb-Town, located within Calhoun county, AL, is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program best suited to your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in West-End-Cobb-Town, Calhoun, AL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in West-End-Cobb-Town, AL

The objective of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you, free of hassle. Begin with one of three approaches that connect you with matching lenders and USDA loan programs.

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About USDA Loans in AL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans need no down payment, making them an attractive option for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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