USDA and FHA Pro and Con in West-End-Cobb-Town, Calhoun County, AL

For 2025, the USDA loan limit in West-End-Cobb-Town, located within Calhoun county, AL, is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program best suited to your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in West-End-Cobb-Town, Calhoun, AL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in West-End-Cobb-Town, AL

The objective of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you, free of hassle. Begin with one of three approaches that connect you with matching lenders and USDA loan programs.

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About USDA Loans in AL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans need no down payment, making them an attractive option for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Construction Financial Solutions
  • 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
  • CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. ​The construction loan is refinanced into a long term mortgage upon construction completion.
  • CerescoBank
  • 130 West Elm Street, Ceresco, NE, 68017
  • CerescoBank was established in 1911 as the Farmers and Merchants Bank of Ceresco and was situated on the corner of South 2nd Street and Elm. The bank has served the Ceresco Community since that time. The present bank building at 130 West Elm Street was completed in 1983, allowing the bank to have a drive-thru banking lane.
  • FNCB Bank
  • 100 South Blakely Street, Scranton, PA, 18512
  • FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984). On October 27, 1987, upon approval at a special shareholder's meeting
  • Fidelity Bank Pennsylvania
  • 101 North Blakely Street, Scranton, PA, 18512
  • Fidelity Bank has over 118 year history of exceeding its clients'​ expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients
  • My City Mortgage
  • 1439 Monroe Ave, Suite 2, Dunmore, PA, 18512
  • My City Mortgage strives to provide applicants with a smooth, transparent loan process. Learn how we combine technology with unsurpassed customer service in order to provide customers with the most efficient mortgage process possible. My City Mortgage strives to provide applicants with a smooth, transparent loan process.
  • Mid Atlantic Funding, Inc.
  • 203 East Drinker Street, 2nd Floor, Dunmore, PA, 18512
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for y
  • Peoples Bank and Trust
  • 211 E. Santa Fe, Ellinwood, KS, 67526
  • In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.
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