USDA VS FHA in Emerald-Mountain, Elmore County, AL
For 2025, the USDA loan limit in Emerald-Mountain, part of Elmore county, AL, is $285,000, whereas for a single-family home, the FHA limit is set at $356,362.
Utilizing the Lendersa® USDA loan calculator enables you to assess today’s best USDA and FHA rates. It helps you identify the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side-by-side, guiding you to choose the most suitable program for your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Emerald-Mountain, Elmore County, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Opportunities in Emerald-Mountain, AL
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you, without any complications. You can select one of three starting points that link you to suitable lenders and USDA loan options.
The USDA home loan, ensured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural settings. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, making them a valuable option for eligible rural buyers.
Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members' financial well-being through personal relationships.
CBC Mortgage at First Federal Bank, our focus is this: to put our customers first. Since this division opened its doors in 1999, our commitment has always been to provide nothing less than an exceptional experience in everything we do. It is because of that unwavering dedication to service and our customers.
501 Centre Street, Suite 101, Fernandina Beach, FL, 32034
The professionals at Atlantic Mortgage Consultants are focused helping home buyers secure the best home loans in the Jacksonville, Amelia Island areas. When faced with the choice between dealing with a mortgage broker or a direct lender, home buyers quickly find that using us has distinct advantages.
Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial
1910 South 14th Street #101, Fernandina Beach, FL, 32034
At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.
Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process
The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.
First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members.
The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.
