USDA Vs. FHA your options comparison in Redland, Elmore County, AL

In the year 2025, the USDA loan cap in Redland, within the county of Elmore, AL, is set at $336,500. For a single-family residence, the FHA loan limit is $472,030.

Lendersa® offers a USDA loan calculator to compare today’s top USDA and FHA rates, helping you determine the necessary income, credit, reserves, and documentation to qualify. With its advanced mortgage calculations, you can view USDA, FHA, Conforming, and VA options side-by-side, making it easier to choose the right program for your specific financial needs in .

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2025 Loan Limits and Down Payment Requirements in Redland, County of Elmore, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Redland, AL

The objective of Lendersa® is to connect you swiftly with the best USDA or FHA loans available. Initiate your journey by selecting one of three starting paths to engage with lenders and discover compatible USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in AL

A USDA home loan, guaranteed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural areas. Notably, unlike FHA loans that need at least a 3.5% down payment, USDA mortgages require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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