USDA Loan Vs. FHA loan for Wetumpka, AL 2025

In 2025, USDA loan limit in Wetumpka, county of Elmore, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wetumpka, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(855) 657-7767 Lender's profile and map Reviews Banc Mortgage, Inc 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(818) 380-3004 Lender's profile and map Reviews Preferred Lending Group 15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403 PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
(844) 864-8999 Lender's profile and map Reviews Unity Mortgage Lending, Inc. 15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(310) 448-1894 Lender's profile and map Reviews ClearCap Inc. 14930 Ventura Blvd, Suite 240, Sherman Oaks, CA, 91403 ClearCap inc. is an individualized Broker for complete financing needs. We employ, Work with, and have long standing relationships with wholesale and non-retail banks. We can link you directly to the lender without any other institutions involved so that you are able to deal with decision makers who can progress your file.
(818) 286-2525 Lender's profile and map Reviews Loan Science 15315 Magnolia, Suite 215, Sherman Oaks, CA, 91403 Loan Science is a high volume, boutique lending firm celebrating its 12th year in real estate finance. Having a solid reputation for quality business, the company has created a culture of success, based on loan officer support, product access, marketing strategies, generous compensation structure, and a sincere sense of team.
(818) 925-4520 Lender's profile and map Reviews NextGen Residential 15233 Ventura Boulevard, Suite 500, Sherman Oaks, CA, 91403 Veterans of America Mortgage, we take great pride in our history. We’ve experienced tremendous success because of our unwavering commitment to enhancing lives every day. We’re honored to say we’ve helped thousands of military families purchase the home of their dreams and we are dedicated to continually providing service.
(323) 327-1771 Lender's profile and map Reviews New Vision Real Estate & Investments 15130 Ventura Blvd, Suite 320, Sherman Oaks, CA, 91403 Our company strives for excellence. We open our services to anyone in California, that's how confident we are in our ability to aid those in need of real estate guidance. Investors, brokers, agents, clients, and anyone that is interested in matters revolving around real estate is welcome to contact a member of our team.
(818) 459-4254 Lender's profile and map Reviews ALG Mortgage Inc. 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403 At ALG Mortgage we take your application and shop 100+ lenders nationwide for you, with just one credit inquiry. Our motto is simple: “Hundreds of Options. One Simple Application.” Designed to save you precious time and money. Shop ALL options with one application with ALG Mortgage. Your local bank will take all your info, run your credit,
(888) 347-6252 Lender's profile and map Reviews Standard Lenders Inc 16944 Superior Street, Northridge, CA, 91343 At Standard Lenders, we don’t just provide services; we also educate our clients and walk them through each step of the reverse mortgage process to understand the benefits, requirements, responsibilities, and options available with reverse mortgages in California. With our products, you can have the ability to eliminate mortgage payments,
(818) 779-1084 Lender's profile and map Reviews Bombino and Associates 15303 Ventura Boulevard, Sherman Oaks, CA, 91403 We’re here to build long term relationships through honesty, integrity, & trust. That’s why we focus on the client, not the bottom line. Our goal is to ensure that you are where you want to be, and that the real estate process is as easy as possible. That’s why we use our extensive knowledge of buying, selling, developing, building and renovating.
(888) 884-5623 Lender's profile and map Reviews Mortgage Globe 15250 Ventura Blvd, Suite 715, Sherman Oaks, CA, 91403 Mortgage Globe Inc is a premier mortgage company that specializes in residential and complex commercial loans. With years of expertise and knowledge in the area of mortgage loan, we have managed to build trust and strong customer relationship through in-depth understanding of clients’ needs and expectations.