USDA Loan Vs. FHA loan for Millbrook, AL [Elmore County ]

In 2025, the USDA loan limit for Millbrook, within the boundaries of Elmore county, AL, is pegged at $336,500. In comparison, the FHA loan limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and to determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial circumstances in .

USDA and FHA Loan Options in Millbrook, AL

The aim of Lendersa® is to find you the best possible USDA or FHA loan quickly and with ease. Pick one of three starting routes that connect you with matching lenders and USDA loan programs.

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An Overview of USDA Loans in AL

The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

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(410) 272-5000 Lender's profile and map Reviews Harford Bank 8 West Bel Air Avenue, Aberdeen, MD, 21001 Harford Bank is an independent, locally owned & managed, full-service bank, responsive to the needs of our customers & our community. We are committed to delivering a superior customer experience, providing fulfilling careers, & a competitive return to our shareholders. Harford Bank was chartered as a national banking association on April 27, 1964.
(410) 417-5665 Lender's profile and map Reviews Credence Funding Corporation 1200 Technology Drive, Suite A, Aberdeen, MD, 21001 Credence Funding Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(800) 225-2555 Lender's profile and map Reviews APG Federal Credit Union PO Box 1176, Aberdeen, MD, 21001 "APGFCU’s roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds. Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland"
(920) 648-2324 Lender's profile and map Reviews The Greenwood’s State Bank 365 W Tyranena Park Rd., Lake Mills, WI, 53551 Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties. Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
(920) 648-8336 Lender's profile and map Reviews Bank of Lake Mills 136 E Madison Street, Lake Mills, WI, 53551 Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year. In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.
(717) 796-9372 Lender's profile and map Reviews AgChoice Farm Credit 300 Winding Creek Blvd, Mechanicsburg, PA, 17050 AgChoice Farm Credit is an Agricultural Credit Association. Through 10 branch offices, it provides financial services to over 10, 000 customers in 52 counties in central, western and northern Pennsylvania as well as four counties in West Virginia. To learn more about AgChoice Farm Credit and its financial programs, visit www.agchoice.com
(717) 612-1884 Lender's profile and map Reviews Guardian Angel Mortgage Services, Inc 4819 East Trindle Road, Mechanicsburg, PA, 17050 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(717) 761-6000 Lender's profile and map Reviews Cody Financial Mortgage Services Inc 4823 E. Trindle Road, Mechanicsburg, PA, 17050 We are your Full Service Mortgage Broker. Over 25 years ago I started Cody Financial with the philosophy of offering each customer the best possible rate with the best possible service, guaranteed. Whether you are a first time home buyer, an existing homeowner, or buying an investment property, we are here to make your dreams a reality.
(717) 796-0665 Lender's profile and map Reviews A Plus Mortgage Solutions, Inc. 3 Sunset Circle, Mechanicsburg, PA, 17050 A Plus Mortgage Solutions, Inc. is a locally owned and operated mortgage brokerage firm providing mortgage related services to individuals who own or are purchasing property within the Commonwealth of Pennsylvania. Primarily servicing South Central Pennsylvania, including, but not limited to Cumberland, Dauphin, Adams
(866) 267-5194 Lender's profile and map Reviews RETax Funding 125 Lamar Street, Suite 108-C, San Antonio, TX, 78202 RETax Funding is proud to be part of the largest leading Texas Property tax company in Texas specializing in financing real estate property taxes, overdue property taxes and general property tax relief. We have helped thousands of Texas residential and commercial property owners with fast, easy, affordable solutions.