USDA and FHA Pro and Con in Pike-Road, Montgomery County, AL
In 2026, the USDA loan limit for Pike-Road, part of Montgomery county, AL, is $285,000, while the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top available rates for USDA and FHA loans today. Determine what income, credit, reserves, and documentation are needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding which program in suits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Pike-Road, County of Montgomery, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Opportunities in Pike-Road, AL
The mission of Lendersa® is to help you secure the ideal USDA or FHA loan promptly and with minimal hassle. Start by selecting one of three pathways to align with suitable lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture and is only available in designated rural areas. Contrary to FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment at all.
8833 Perimeter Park Blvd, Suite 403, Jacksonville, FL, 32216
Linda has been in the mortgage business for 19+ years and is licensed with the NMLS (National Mortgage License System) for Florida. Living in the North Florida area since 1987 has given her a great understanding of the surrounding areas offering relevant and reliable information.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
101 Century 21 Drive, Suite 109B, Jacksonville, FL, 32216
At American Lending Services Inc. your local Florida mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity & the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals. I am passionate about helping my clients,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan...
8785 Perimeter Park Blvd., Jacksonville, FL, 32216
We are a full-service mortgage company based in Jacksonville, Florida. We specialize in first-time home buying in Jacksonville and Ponte Vedra. We also proudly serve greater Jacksonville, its surrounding cities and the following counties: Duval County, St. John's County, and Clay County.
8833 Perimeter Park Blvd. Suite 402, Jacksonville, FL, 32216
Bayway Mortgage Group offers the strengths of a strong capital base and a committed business plan with a “down to earth” local consumer experience. We understand you’re making a commitment in us, you can be certain that we will do our utmost to handling all your mortgage needs giving you the confidence you need.
Telco Community Credit Union has been providing financial services to communities in the Western North Carolina Area for over 80 years. We were organized in 1935 to serve the employees of the Southern Bell Telephone System. Today, we are a community chartered credit union serving in 21 counties.
Membership in Savannah Schools FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union:
Provides security for funds, with accounts insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. Offers a full line of fr
