In 2026, the USDA loan limit for Pike-Road, part of Montgomery county, AL, is $285,000, while the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top available rates for USDA and FHA loans today. Determine what income, credit, reserves, and documentation are needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding which program in suits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Pike-Road, County of Montgomery, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Opportunities in Pike-Road, AL
The mission of Lendersa® is to help you secure the ideal USDA or FHA loan promptly and with minimal hassle. Start by selecting one of three pathways to align with suitable lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture and is only available in designated rural areas. Contrary to FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment at all.
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We’ve always done more at Inlanta Mortgage. We don’t just provide great loans—we strive to make our customers, our employees and our referral partners feel special. Since our start in 1993, we’ve been steadfast in our commitment to always go above and beyond the expected, and to deliver a better, simpler mortgage experience.
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