USDA VS FHA in Eufaula, Barbour County, AL

As of 2025, within the county of Barbour in Eufaula, AL, the USDA loan limit stands at $336,500, whereas for a single-family home, the FHA limit is set at $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate and compare the leading rates of USDA against FHA loans available today. It's designed to help determine the necessary income, credit rating, reserves, and documentation required for qualification. Our cutting-edge mortgage calculator presents you with a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to choose the best financing option in suited to your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Eufaula, Barbour County, AL

Type of Loan Maximum Loan Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Opportunities in Eufaula, AL

The mission of Lendersa® is to quickly and efficiently connect you with the best USDA or FHA loan options, with minimal stress. Start by choosing one of three pathways that align you with compatible lenders and USDA loan choices.

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Understanding USDA Loans in AL

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural areas only. Distinguished by not requiring any down payment, unlike FHA loans, which demand at least 3.5% down, USDA loans stand out for those seeking mortgage options in designated rural locales.

Enter your location to find out if it qualifies for USDA rural housing loan?



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