USDA Vs. FHA Pro and Con comparison in Eufaula, Barbour County, AL
As of 2025, within the county of Barbour in Eufaula, AL, the USDA loan limit stands at $336,500, whereas for a single-family home, the FHA limit is set at $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate and compare the leading rates of USDA against FHA loans available today. It's designed to help determine the necessary income, credit rating, reserves, and documentation required for qualification. Our cutting-edge mortgage calculator presents you with a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to choose the best financing option in suited to your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Eufaula, Barbour County, AL
Type of Loan
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Opportunities in Eufaula, AL
The mission of Lendersa® is to quickly and efficiently connect you with the best USDA or FHA loan options, with minimal stress. Start by choosing one of three pathways that align you with compatible lenders and USDA loan choices.
A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural areas only. Distinguished by not requiring any down payment, unlike FHA loans, which demand at least 3.5% down, USDA loans stand out for those seeking mortgage options in designated rural locales.
The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
At Merit Bank, our mission is to empower employees to think and serve our customers with an ownership mentality so that we may always stay true to our name.
To receive more information about Merit Bank or any of our services, please call us at 256-692-8700, To call a branch directly, please visit the Locations page for branch numbers.
Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.
Whether you are refinancing or purchasing a home, VA mortgage Alabama can save you thousands! We do this by receiving fixed compensation from our lenders (compensation that is not driven by interest rates). This allows us in most cases to eliminate origination fees and absorb 3rd party fees by giving back the market premium.
At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801
"Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing.
We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"
Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.
"Redmond Lending Group is a one stop shop for all your home & business loan needs. From purchasing your first home, buying investment property, or acquiring a new business. RLG wants to help.
To provide the lowest rates and fees in our community; to save our clients the most money possible. Cutting out all the red tape and hassle,"
