USDA VS FHA in Eufaula, Barbour County, AL

As of 2026, within the county of Barbour in Eufaula, AL, the USDA loan limit stands at $336,500, whereas for a single-family home, the FHA limit is set at $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate and compare the leading rates of USDA against FHA loans available today. It's designed to help determine the necessary income, credit rating, reserves, and documentation required for qualification. Our cutting-edge mortgage calculator presents you with a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to choose the best financing option in suited to your financial situation.

Review loan offers from a network of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Eufaula, Barbour County, AL

Type of Loan Maximum Loan Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Opportunities in Eufaula, AL

The mission of Lendersa® is to quickly and efficiently connect you with the best USDA or FHA loan options, with minimal stress. Start by choosing one of three pathways that align you with compatible lenders and USDA loan choices.

Results from Lendersa USDA loan request matching

Understanding USDA Loans in AL

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural areas only. Distinguished by not requiring any down payment, unlike FHA loans, which demand at least 3.5% down, USDA loans stand out for those seeking mortgage options in designated rural locales.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • UNION SAVINGS BANK
  • 225 Main Street, Danbury, CT, 06810
  • USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of our customers & the communities we serve. We build lasting relationships that enrich the lives of our customers and communities. We are committed to professionalism, & our integrity & ethical standards will not be compromised.
  • GML Group
  • 429 Main Street, Suite 1, Danbury, CT, 06810
  • At Global Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Prosper First Funding Corporation
  • 2465 Black Rock Turnpike, Fairfield, CT, 06825
  • At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.
  • Cornerstone Bank (York, NE)
  • 529 Lincoln Avenue, York, NE, 68467
  • Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.
  • Laurel Road
  • 855 Main St, 8th Floor, Bridgeport, CT, 06604
  • Laurel Road is a digital platform and brand of KeyBank that provides tailored offerings to support the financial wellbeing of healthcare and business professionals. Since 2013, Laurel Road has helped thousands of professionals with undergraduate and postgraduate degrees consolidate
  • Charlevoix State Bank
  • 111 State Street, Charlevoix, MI, 49720
  • Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.
  • MC Homes Real Estate
  • 1 Padanaram Rd, Suite 102, Danbury, CT, 06811
  • MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.
  • Mortgage Affiliates of America, Inc.
  • 12 Mill Plain Road, Suite 7, Danbury, CT, 06811
  • Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today. Our Business model is designed in a manner that promotes fairness
  • American Stimulus Funding Corporation.
  • 107 Mill Plain Road, 2nd Floor, Danbury, CT, 06811
  • Our mission is to provide a reliable, secure, and fast way for entrepreneurs and business owners to access funds and grow their businesses. We are comprised of experienced financial professionals who have collectively financed thousands of businesses in a diverse segment of industries, providing them hundreds of millions of dollars to assist them.
  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3(a)(1) of Regulation Z.