For the year 2025, the USDA loan cap in Union-Springs, located in the county of Bullock, AL, is established at $285,000. Meanwhile, the FHA cap for a single-family dwelling is set at $356,362.
The Lendersa® USDA loan calculator offers the ability to compare today's top rates between USDA and FHA, determining the necessary income, credit, reserves, and documentation required to qualify. Utilizing our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in aligns best with your financial needs.
2025 Loan Limits and Downpayment Requirements in Union-Springs, County of Bullock, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Union-Springs, AL
At Lendersa®, we aim to help you secure the optimal USDA or FHA loan swiftly and effortlessly. Begin with one of three easy starting paths to connect with lenders and explore USDA loan programs that meet your needs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural settings. In contrast to FHA loans that necessitate at least a 3.5% down payment, a USDA mortgage does not require any down payment.
2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.
At EZ Loans Co, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
We've been serving Central Texas since 1900; that experience is what sets Citizens National Bank apart. We know & are active in each of the communities we serve. That makes us better able to meet your banking needs.Because we know our customers, we can deliver many of the same accounts & benefits as larger banks but with a personal touch they can't
Farmers and Merchants Bank is a community bank that was established in 1919 and is headquartered in Upperco, Maryland. Farmers and Merchants Bank currently operates eight banking offices located in Northern Baltimore County and Carroll County, Maryland. Member FDIC. Equal Housing Lender
5820 N. Canton Center, Suite 125, Canton, MI, 48187
Approved Mortgages has been serving our community since 1996 and has partnered with other lenders to meet the growing needs of our clients over the years. The company was originally founded by Bill and Shahnaz Broucek in Canton, Michigan, where we still operate to this day.The key in choosing us over anyone else is understanding.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5860 N Canton Center Rd, Suite 387, Canton, MI, 48187
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
As a HUD approved lender Canton’s AmeriPlus Financial provides a broad range of loan products for your next home purchase or refinance including; Government FHA/VA, Conventional, Non-Conforming, Jumbo and Reverse Mortgage loans. We have built our reputation on providing all clients superior customer service, low interest rates, low closing costs.
