For the year 2026, the USDA loan cap in Union-Springs, located in the county of Bullock, AL, is established at $285,000. Meanwhile, the FHA cap for a single-family dwelling is set at $356,362.
The Lendersa® USDA loan calculator offers the ability to compare today's top rates between USDA and FHA, determining the necessary income, credit, reserves, and documentation required to qualify. Utilizing our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in aligns best with your financial needs.
2026 Loan Limits and Downpayment Requirements in Union-Springs, County of Bullock, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Union-Springs, AL
At Lendersa®, we aim to help you secure the optimal USDA or FHA loan swiftly and effortlessly. Begin with one of three easy starting paths to connect with lenders and explore USDA loan programs that meet your needs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural settings. In contrast to FHA loans that necessitate at least a 3.5% down payment, a USDA mortgage does not require any down payment.
448N 10th Street, Suite 402, Philadelphia, PA, 19123
I Fund Cities is an alternative lending platform born from the desire to provide investors with reliable capital and a lending experience that’s all about speed, transparency, and partnership. Our company is doing things a little differently around here and some like to even call us the renegade in the lending industry - innovative and disruptive.
990 Spring Garden Street, Suite 602, Philadelphia, PA, 19123
A private lender specializing in bridge and permanent loans to acquire, rehab, construct and refinance real estate investment properties for rent or to flip in Philadelphia, Baltimore, Washington, DC, and Lancaster, PA and their surrounding suburbs. Spring Garden Lending now provides 30 year fixed rate financing for rental properties.
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We were built on the "People Helping People" philosophy and that remains true today. Our mission is to provide quality services to meet the financial needs of our members. We are committed to serving our members' needs both today and in the future. Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative.
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First National Bank of Hutchinson is a community bank that offers personal banking, commercial banking and wealth management services. The bank was founded in 1876 and is based in Hutchinson, Kansas. First National Bank of Hutchinson operates as a subsidiary of First Kansas Bancshares, Inc.
