USDA and FHA Pro and Con in Union-Springs, Bullock County, AL
For the year 2026, the USDA loan cap in Union-Springs, located in the county of Bullock, AL, is established at $285,000. Meanwhile, the FHA cap for a single-family dwelling is set at $356,362.
The Lendersa® USDA loan calculator offers the ability to compare today's top rates between USDA and FHA, determining the necessary income, credit, reserves, and documentation required to qualify. Utilizing our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in aligns best with your financial needs.
2026 Loan Limits and Downpayment Requirements in Union-Springs, County of Bullock, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Union-Springs, AL
At Lendersa®, we aim to help you secure the optimal USDA or FHA loan swiftly and effortlessly. Begin with one of three easy starting paths to connect with lenders and explore USDA loan programs that meet your needs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural settings. In contrast to FHA loans that necessitate at least a 3.5% down payment, a USDA mortgage does not require any down payment.
1615 Poydras Street, Suite 900, New Orleans, LA, 70112
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
625 St Joseph Street, Room B-13, New Orleans, LA, 70165
We are a full-service not for profit financial institution, dedicated to serving our members. As a shareholder, we are able to return our earnings to you in the form of higher dividend rates on savings and lower rates on loans.We take great pride in helping you get the best value for your dollar.
At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
1100 Poydras Street, Suite 100, New Orleans, LA, 70163
Crescent Bank was founded in 1991 when a small investor group led by Gary N. Solomon Sr. and Fred B. Morgan III purchased the assets of Columbia Homestead on Harrison Avenue in New Orleans. With only three employees, the bank opened as City Bank & Trust. The name was later changed to Crescent Bank & Trust and is now referred to simply as Crescent B
First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
Since 1934 we have been a hometown bank with your needs as our number one priority. That is why we offer a wide variety of products and friendly, reliable service-all in three convenient locations. From checking accounts to savings, loans, and investment opportunities, we offer the latest in financial services.
500 Poydras Street, Room 1226, New Orleans, LA, 70130
Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members.
Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
