For the year 2026, the USDA loan cap in Union-Springs, located in the county of Bullock, AL, is established at $285,000. Meanwhile, the FHA cap for a single-family dwelling is set at $356,362.
The Lendersa® USDA loan calculator offers the ability to compare today's top rates between USDA and FHA, determining the necessary income, credit, reserves, and documentation required to qualify. Utilizing our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in aligns best with your financial needs.
2026 Loan Limits and Downpayment Requirements in Union-Springs, County of Bullock, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Union-Springs, AL
At Lendersa®, we aim to help you secure the optimal USDA or FHA loan swiftly and effortlessly. Begin with one of three easy starting paths to connect with lenders and explore USDA loan programs that meet your needs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural settings. In contrast to FHA loans that necessitate at least a 3.5% down payment, a USDA mortgage does not require any down payment.
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