USDA Loan Vs. FHA loan for Clayton, AL [ best of 2023]

In 2024, USDA loan limit in Clayton, county of Barbour, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Clayton, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(661) 951-1143 http://www.truedirectionlending.net 1899 miles Lender's profile and map Reviews TrueDirection Lending 1113 W Ave M-4, Suite F, Palmdale, CA, 93551 We pride ourselves on exceeding our customer's expectations in finding the most competitive rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
(661) 949-2002 http://www.mmclending.com 1899 miles Lender's profile and map Reviews MMC Lending 1008 West Avenue M-4, Suite H, Palmdale, CA, 93551 At MMC Lending® we believe that stable living helps build strong communities and it's a privilege to be a part of that process. It's our objective to assist clients in securing the most important investment of their lives by taking each step with them through the loan transaction.
(661) 949-6681 http://www.aafsloans.com 1899 miles Lender's profile and map Reviews All American Financial Services 530 Commerce Avenue, Suite B, Palmdale, CA, 93551 ll American Financial Services was started in 1990 with the vision and foresight of Slade Lohman, Real Estate Broker (California Bureau of Real Estate BRE #01134557, NMLS #276140). After observing the unethical behaviors of different lenders, Slade had a burning desire to make a difference in the industry.
(310) 415-9304 https://www.integrityrealty-finance.com/ 1899 miles Lender's profile and map Reviews Integrity Realty and Finance 257 East Adams Street, Long Beach, CA, 90805 I obtained my Real Estate License in 1998 and functioned primarily as a Realtor in various areas of Southern California until 2008 (when the Real Estate market drastically declined). Once that happened, I decided to try my hand as a Mortgage Loan Officer and immediately created a niche in that field.
(800) 231-1626 https://www.firefightersfirstcu.org/Locations/Branches/Thousand-Oaks-CA?utm_source=google&utm_medium=Yext&y_source=1_MTk4OTkxMTItNzE1LWxvY2F0aW9uLmdvb2dsZV93ZWJzaXRlX292ZXJyaWRl 1899 miles Lender's profile and map Reviews Firefighters First Credit Union 815 Colorado Blvd, Los Angeles, CA, 90041 Firefighters First Credit Union prides itself in being the trusted provider of premier financial services to our Fire Family since 1935. We respond to firefighters unique financial needs by delivering tailored financial tools that let them enjoy life, both at the station and at home
3236057009 http://www.integrousrec.com 1899 miles Lender's profile and map Reviews Integrous Real Estate Capital 1152 Colorado Boulevard, Los Angeles, CA, 90041 Integrous Real Estate Capital is a full-service real estate brokerage and lending company providing debt and equity investment capital, based in Los Angeles, California serving residential and commercial real estate investors and professionals. As investors ourselves, we understand that the primary objective of every investment is to increase net e
(310) 709-8283 http://skyminor.com/ 1899 miles Lender's profile and map Reviews Sky Minor Real Estate 2272 Colorado Blvd, Suite 1310, Los Angeles, CA, 90041 "Hello! My name is Sky Minor, I'm a Realtor and Mortgage Lender in Los Angeles, and I love my job! I first became interested in Real Estate after reading Rich Dad, Poor Dad while eating ramen and saltine crackers in the back of my band's tour van. Initially entering into the industry as a Mortgage Loan Officer in 2003,"
(310) 834-6411 https://www.ilwucu.org/ 1899 miles Lender's profile and map Reviews ILWU Credit Union PO Box 7629, Long Beach, CA, 90807 ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.
(424) 644-4633 http://www.globalproperty.us/ 1899 miles Lender's profile and map Reviews Carina Slepian 626 Avery Place, Los Angeles, CA, 90807 "Carina is as an expert negotiator and strategic thinker, who has served real estate clients since 2005. Behind her success in real estate, she also has: Hundreds of successfully closed transactions; both listing and buying 20 years of corporate experience Solid project management skills as a PMP.
(562) 756-4000 http://benjamingrouplending.com/ 1899 miles Lender's profile and map Reviews Peter Benjamin - Loan Officer 3707 North Country Club Drive 4, Long Beach, CA, 90807 Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
(562) 335-9593 https://www.thestandardestates.com/ 1899 miles Lender's profile and map Reviews The Standard Estates 4000 Long Beach Boulevard, Suite 204, Long Beach, CA, 90807 we will work tirelessly to help purchase or sell a property in Los Angeles County, Orange County, or other nearby areas. We'll ensure we make the process enjoyable and successful. Looking to sell? We'll endeavor to sell your property in a timely fashion, at the best possible price, all in a highly professional manner.
(562) 637-3121 https://www.shorelinefinancialonline.com/ 1899 miles Lender's profile and map Reviews Shoreline Financial Services 4000 Long Beach Boulevard, Suite 304, Long Beach, CA, 90807 Shoreline Financial Services is a family-owned business, with a passion for helping other families and individuals improve their wellbeing. We are a mortgage broker affiliate with Fannie Mae, Freddie Mac, PennyMac, Quicken Loans, Caliber Home Loans, Citadel Home Loans, United Wholesale Mortgage.