USDA Vs. FHA Pro and Con comparison in Headland, Henry County, AL
In 2025, the USDA loan limit for Headland, Henry, AL, is set at $336,500, whereas the FHA cap for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate current USDA and FHA rates. Determine necessary income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to select the best program for your unique financial needs in .
2025 Loan Limits and Down Payment Requirements in Headland, Henry, AL
Loan Type
Maximum Loan
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Headland, AL
Lendersa® aims to quickly and easily secure the most suitable USDA or FHA loan for you. Select from one of three starting points to connect with matching lenders and USDA loan options.
A USDA home loan is government-guaranteed by the Department of Agriculture, known as the USDA rural development loan or mortgage and is restricted to rural neighborhoods. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages require none.
5401 West Kennedy Blvd, Suite 100, Tampa, FL, 33609
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in. For example,"
Bachman Lear & Company, Inc., is a Florida Licensed Mortgage Broker. Bachman Lear is a boutique lender with personalized services and abilities not typically found at the “mortgage mall”. The objective is simply to put together the best loan program with the best interest rates for the borrower as quickly and efficiently as is possible today.
4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
"With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words.
From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."
Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
Priority Processing Mortgage group is a third party contract loan processing company created to help lenders, Loan officers and Mortgage brokers fill a need in their day to day operations. We understand the time and effort it takes to earn the trust and build relationship with your realtors and referral partners.
1590 W Causeway Approach, Suite 4, Mandeville, LA, 70471
"Nations Loan Services specializes in the United States Department of Agriculture (USDA) Business and Industry (B&I) loan program.
Nation Loan Services understands the processes required for government loan approval and work to expedite the process for each of our borrowers and banks.
1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471
First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The Better Lending Team team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.
