For 2026, the USDA loan limit in Glencoe, Etowah county, AL is set at $336,500, with the FHA limit for a single-family home being $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation for qualification. This advanced mortgage tool presents USDA, FHA, Conforming, and VA options side by side to guide your decision in selecting the best program for your specific financial status in
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| Type of Loan | Maximum Loan | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to facilitate the swift and effortless acquisition of the best USDA or FHA loans. Begin with one of three options to connect with suitable lenders and explore USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, alternatively known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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