USDA Loan Vs. FHA loan for Gadsden, AL [ best of 2023]

In 2024, USDA loan limit in Gadsden, county of Etowah, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gadsden, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(406) 755-4271 https://www.threeriversbankmontana.com/ 1733 miles Lender's profile and map Reviews Three Rivers Bank of Montana 233 East Idaho, Kalispell, MT, 59901 Three Rivers Bank of Montana is a place where you can still get to know your banker, get personalized attention and quick answers because we are independently owned and locally operated. We are a vital contributor of time, talent, and resources to the community we serve. We are dedicated to enhancing our shareholders value.
(406) 862-3525 https://www.whitefishcu.com/ 1733 miles Lender's profile and map Reviews Whitefish Credit Union - Columbia Falls Branch 1845 Highway 93 South, Columbia Falls, MT, 59901 Whitefish Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union, dedicated to bettering our members’ financial health.Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union.
(406) 756-4200 https://www.glacierBank.com/ 1733 miles Lender's profile and map Reviews Glacier Bank 202 Main St, Kalispell, MT, 59901 Glacier Bank was founded in 1955 in Kalispell, Montana. We have Banking offices in Flathead County (9), Lake County (2), Lincoln County (2), Butte-Silverbow (2) and Anaconda in Deer Lodge County. We are pleased to offer a full range of financial products and services including Personal and Business Deposit Accounts
(406) 755-6267 http://www.reliancelendingnw.com 1733 miles Lender's profile and map Reviews Reliance Lending Northwest 30 5th Street East, Suite 102, Kalispell, MT, 59901 At Reliance Lending Northwest we We understand. Every client has a different level of experience, financial stability, and plan for their future. We extend an unexpected level of personal service to find the right home loan for you, in the Flathead Valley, based on your buying situation.
(406) 261-1719 http://www.mountainlakemortgage.com 1733 miles Lender's profile and map Reviews Mountain Lake Mortgage 1830 3rd Ave East, Suite 201, Kalispell, MT, 59901 Mountain Lake Mortgage our mission is to use our wealth of experience and resourcefulness to serve our clients, to put their best interest ahead of our own in every situation and to live by the law of abundance. We thrive on building trust based relationships with everyone we serve.
(760) 743-1000 http://www.davewarth.net/contactus.php 1735 miles Lender's profile and map Reviews Dave Warth Mortgage Broker 79405 Hwy 111, La Quinta, CA, 92253 Dave Warth Mortgage Broker As a mortgage broker, I work with the wholesale departments of several banks & lenders nationwide so I can offer every type of mortgage available on the market at the best rates and costs. Unlike big banks who only have limited loan programs and sales reps who take your loan application.
(760) 564-2714 https://www.haciendahomeloansinc.com/ 1735 miles Lender's profile and map Reviews HACIENDA HOME LOANS Inc 77935 Calle Tampico, La Quinta, CA, 92253 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(760) 406-3304 https://www.impressrealty.com/ 1735 miles Lender's profile and map Reviews Impress Realty 45725 Camino Vista, La Quinta, CA, 92253 My name is Ulises Escobar, a Coachella Valley real estate agent and home loan mortgage refinancing specialist dedicated to helping you find your next dream home -- with a focus in La Quinta, Palm Desert, Indio, Cathedral City, Bermuda Dunes, Coachella, Desert Hot Springs, Palm Springs, Rancho Mirage, Salton Sea, Thermal, and beyond.
(310) 614-5920 https://www.choice1mortgage.com/ 1735 miles Lender's profile and map Reviews Choice One Mortgage Company 78015 Main Street, Suite 201C, La Quinta, CA, 92253 "We offer the lowest rates in the industry and we always have no point (and no fee) options available for you! With offices in Westlake Village and La Quinta, Choice One Mortgage has been helping Californians finance their homes since 1995. Our clients live all over CA but that doesn’t stop us from helping them! In this day and age"
(760) 488-6482 http://www.firstwestfinancial.com 1735 miles Lender's profile and map Reviews First West Financial 78370 Highway 111, Suite 255, La Quinta, CA, 92253 "First West Financial is a local, family-owned and operated mortgage company with service second to none. We are proud to be a family-owned, locally operated mortgage broker in La Quinta, CA. We serve the needs of the Homebuyers, Homeowners, and Real Estate Agents all across Southern California.broker in La Quinta, CA."
(510) 420-8698 http://dfifunding.com/ 1735 miles Lender's profile and map Reviews DFI Funding 78-365 Highway 111 #529, La Quinta, CA, 92253 DFI Capital Management, Inc. is a private money lender providing financing solutions in California. DFI Capital Management’s leaders have over 50 years of experience in arranging and funding residential, construction and commercial mortgage loans. DFI is a private loan servicer and asset manager. Please feel free to contact us with any questions.
(909) 483-0474 https://www.cashbackloans.com/location/rialto 1737 miles Lender's profile and map Reviews Cashback Loans PO Box 6090, La Quinta, CA, 92248 Cashback Loans was founded for the purpose of serving Southern California residents. We opened our first two locations in 2003 and have now grown to 29 convenient locations. We are dedicated to providing our Southern California clients with quick, efficient loans and only the best customer service.