FHA Vs. USDA loan program for Hokes-Bluff, Etowah County, Alabama

In 2025, the USDA loan limit for Hokes-Bluff within the county of Etowah, AL is set at $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the current USDA versus FHA best rates, determining income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, aiding you in making a well-informed decision on the best program for your financial scenario in .

Discover USDA and FHA Loan Options in Hokes-Bluff, AL

At Lendersa®, our objective is to efficiently provide the best USDA or FHA loans without hassle. Start with one of three approaches to connect with lenders and discover USDA loan programs.

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What to Know About USDA Loans in AL

A USDA home loan, ensured by the government's Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. This loan is solely available in rural neighborhoods. Unlike FHA loans, which require a 3.5% down payment minimum, a USDA mortgage does not demand any down payment.

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(859) 426-5610 Lender's profile and map Reviews Cove Federal Credit Union 577 Dudley Road, Edgewood, KY, 41017 Cove Federal Credit Union was originally chartered as SEMC Federal Credit Union in 1970. It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky & the hospital became St. Elizabeth Medical Center.As the South Unit grew, so did the credit union
(843) 990-7770 Lender's profile and map Reviews First Capital Bank SC 304 Meeting Street, 1st Floor, Charleston, SC, 29401 First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
(843) 724-1500 Lender's profile and map Reviews The Bank of South Carolina 256 Meeting Street, Charleston, SC, 29401 The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.
(843) 277-9304 Lender's profile and map Reviews Sweetgrass Capital 25 Cumberland Street, Suite 120, Charleston, SC, 29401 SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service
(843) 737-0182 Lender's profile and map Reviews Coastal Equity Group 15 State Street, Charleston, SC, 29401 Coastal Equity Group offers both short and long-term financing for investors striving to build their wealth and generate income for a better future. As a lender, we strive to offer our borrowers smart investment solutions to help generate income and build their portfolio. Our team works quickly and ethically.
(843) 203-4578 Lender's profile and map Reviews Leeward Point Mortgage LLC 215 East Bay Street, Suite 403-F, Charleston, SC, 29401 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(800) 856-3056 Lender's profile and map Reviews Ivy Asset Group, LLC 170 Meeting Street, Suite 501, Charleston, SC, 29401 Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.
(985) 626-6620 Lender's profile and map Reviews SELH Federal Credit Union 23455 Sparrow Road, Mandeville, LA, 70448 SELH Federal Credit Union has been approved for a Charter change to serve the healthcare industry in the cities of Abita Springs, Mandeville, Covington, and Lacombe, LA. This change allows us to offer membership to any worker in the healthcare industry working in any of the cities approved.
(985) 377-3433 Lender's profile and map Reviews LTV NOLA 184 Remington Dr, Mandeville, LA, 70448 LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.
(985) 377-9227 Lender's profile and map Reviews Paramount Capital Funding Group 1816 Neva Court, Mandeville, LA, 70448 As a broker, we have wholesale access to multiple lending platforms. This means we are able to place your particular project with the best lending source for your needs. We stay current with all the best programs available on a monthly basis and keep our clients needs as our top priority.
(985) 231-0202 Lender's profile and map Reviews Alpha Mortgage 211 W Causeway Approach, Suite A, Mandeville, LA, 70448 Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.
(985) 231-2443 Lender's profile and map Reviews NLG Mortgage Services 800 N. Causeway Blvd, Suite 2B, Mandeville, LA, 70448 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.