USDA Vs. FHA your options comparison in Southside, Etowah County, AL
In 2025, the USDA loan limit for Southside, located in Etowah County, AL, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. Assess the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, guiding your choice of the best program in for your financial profile.
2025 Loan Limits and Down Payment Requirements in Southside, Etowah County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Southside, AL
The objective of Lendersa® is to swiftly and easily connect you with the best USDA or FHA loan. Choose from one of three pathways to match with relevant lenders and explore USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is restricted to rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
141 North Belair Road, Suite 102, Evans, GA, 30809
Augusta Mortgage Solutions serves residential mortgage customers throughout the State of Georgia with a full selection of loan options. These include FHA, VA and conventional loans for purchase and refinance needs. We have the experience and the connections to provide a smooth mortgage process with a personal touch.
MortgageMatchMakers.com, we understand that for most people, a home is the single biggest purchase you will ever make. Yet most people shop around more for a pair of shoes! As an independent mortgage banker, we do the shopping for you. Our goal is to match you with the perfect mortgage.
Founded in 2000, TDG serves over 1.2 million individual product customers. We've created a diverse and dynamic workplace where our agents thrive while helping our clients protect what they care about and achieve their financial goals. From day one, you'll have the power to build your own skills and potential
Planters Bank is a growing community bank with 12 offices in Western Kentucky & Clarksville, Tennessee. Headquartered in Hopkinsville, KY, Planters is a full-service bank with a wide array of both consumer & commercial lending and deposit services. A tradition of excellence in customer service is the reason you can Expect Great Things.
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Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
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SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
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