FHA Vs. USDA loan program for Southside, Etowah County, Alabama

In 2025, the USDA loan limit for Southside, located in Etowah County, AL, is $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. Assess the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, guiding your choice of the best program in for your financial profile.

USDA and FHA Loan Options in Southside, AL

The objective of Lendersa® is to swiftly and easily connect you with the best USDA or FHA loan. Choose from one of three pathways to match with relevant lenders and explore USDA loan programs.

What is a USDA Loan in AL?

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is restricted to rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(732) 499-6679 Lender's profile and map Reviews L'Oréal USA Federal Credit Union 30 L'Oreal Way, Clark, NJ, 07066 At L'Oréal USA Federal Credit Union, we make loans for almost any worthwhile purpose. In fact, we have all the lending services most our members will ever need including: Secured Loans Unsecured Loans And Much More! Of course, you can expect all of our lending services to come with the prompt and friendly service you deserve as a member.
(908) 325-6003 Lender's profile and map Reviews Regional Home Mortgage LLC 1150 Raritan Road, Suite 104, Clark, NJ, 07066 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(402) 225-3381 Lender's profile and map Reviews Commercial Bank Nelson 401 South Main, Nelson, NE, 68961 In April of 1894 The Commercial Bank opened for business in the Opera House located where the REA building now stands. Henry Wehrman, F.W. Lawson, Robert Greenwood and Henry Fox,Jr. signed the articles of incorporation. The Officers elected were Henry Wehrman, President; F.W. Lawson, Vice President; and R.M. Gourley, Cashier.
(231) 348-7690 Lender's profile and map Reviews St. Francis X. Federal CU 2140 M-119, Petoskey, MI, 49770 St. Francis X FCU’s mission is to be the premier provider of financial services for all residents of Northern Michigan. To achieve this goal we will sustain a culture of never-ending improvement, commit to maximum customer value, operate with integrity and honesty in all relationships, actively support our community, and pursue the application of i
(210) 493-0016 Lender's profile and map Reviews Smart Choice Mortgage 3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231 Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
(866) 267-5194 Lender's profile and map Reviews RETax Funding 125 Lamar Street, Suite 108-C, San Antonio, TX, 78202 RETax Funding is proud to be part of the largest leading Texas Property tax company in Texas specializing in financing real estate property taxes, overdue property taxes and general property tax relief. We have helped thousands of Texas residential and commercial property owners with fast, easy, affordable solutions.
(973) 301-0931 Lender's profile and map Reviews FDU Federal Credit Union 12 Main Street, Suite 4, Madison, NJ, 07940 FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.
(732) 456-7600 Lender's profile and map Reviews West Park Mortgage 246 Monmouth Road, Oakhurst, NJ, 07755 Our House Mortgage is a mortgage company that focuses primarily on residential real estate. Our mission is to help our borrowers and their families realize the dream of affordable home ownership. At Our House Mortgage we thrive on excellence, performance, and integrity. We attract the best and brightest in the industry to work here.
(848) 218-8487 Lender's profile and map Reviews UNITY RESIDENTIAL AND COMMERCIAL MORTGAGE, INC. 1806 Route 35, Suite 303, Oakhurst, NJ, 07755 At Unity Residential and commercial Mortgage INC we are a full-service mortgage company based in NJ. We specialize in home loans and refinancing We also serve the surrounding cities. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
(607) 722-3335 Lender's profile and map Reviews Tioga State Bank, National Association 1430 Upper Front St, Binghamton, NY, 13901 Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know
(402) 363-7411 Lender's profile and map Reviews Cornerstone Bank (York, NE) 529 Lincoln Avenue, York, NE, 68467 Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.