USDA Loan Vs. FHA loan for Southside, AL [Etowah County Rates 2023]

In 2025, USDA loan limit in Southside, county of Etowah, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Southside, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(320) 234-0621 881 miles Lender's profile and map Reviews Citizens Bank & Trust Co 102 Main St South, Hutchinson, MN, 55350 Citizens Bank and Trust, your hometown bank since 1886. We are proud to provide personal banking, commercial banking, agricultural banking, and mortgage lending to Hutchinson and the surrounding area. As one of the few remaining independent banks, we can provide you with fast and flexible service that is unmatched by others.
(877) 444-0300 882 miles Lender's profile and map Reviews Richland Loan Processing Center 3409 W 47th Street, Suite 106, Sioux Falls, SD, 57106 When Richland Loan Processing Center (RLPC) began originating private student loans, our vision has remained consistent. We offer a unique level of service helping lenders meet their specific needs rather than requiring them to build a loan program around a servicer's platform and service offerings.
(844) 487-2587 882 miles Lender's profile and map Reviews Windsor Mortgage Solutions 5101 S Broadband Ln, Sioux Falls, SD, 57106 Windsor Mortgage Solutions draws on an extensive history & years of experience in mortgage lending. Now we’re making this valuable expertise available to your financial institution & your customers. Windsor Mortgage Solutions service ties together our team and yours, allowing your organization to offer a full-service mortgage lending department.
(605) 271-9778 882 miles Lender's profile and map Reviews PLAINS COMMERCE BANK 3905 West 49th Street, Sioux Falls, SD, 57106 Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.
(605) 335-1070 882 miles Lender's profile and map Reviews First Century Federal Credit Union 1512 E Benson Road, Sioux Falls, SD, 57104 First Century Federal Credit Union was chartered April 11, 1935. Our Charter is a closed Transportation Charter. If you are employed by one of our business members or an immediate family member of a current member you are eligible to become a member owner at First Century. First century is a member owned, not for profit Co-op.
(605) 335-5200 882 miles Lender's profile and map Reviews The First National Bank in Sioux Falls 100 S Phillips Ave, Sioux Falls, SD, 57104 At The First National Bank in Sioux Falls, we do things differently. With an infectious culture, a 135-year commitment to our communities, and a foundation built on our FIRST Values, we pride ourselves on being more than just a bank. Whether you’re looking to purchase your first home, starting a new business venture, or ready to invest,
(800) 347-6537 882 miles Lender's profile and map Reviews American Bank & Trust 200 E 10th St, Suite 100, Sioux Falls, SD, 57104 American Bank & Trust is a South Dakota community bank offering personal, business, agricultural, wealth management and insurance products and services.Since 1892, American Bank & Trust has been more than a bank. Our customers are our friends, our neighbors and our connection to the communities we serve.
(605) 367-5353 882 miles Lender's profile and map Reviews Dakota Business Finance 500 N. Western Avenue, Suite 100, Sioux Falls, SD, 57104 In April 2006, Dakota BUSINESS Finance was designated as a Certified Development Company (CDC) by the Small Business Administration and began offering the SBA 504 program to businesses throughout South Dakota. The territory was later expanded to include portions of IA, MN, and NE.
(605) 334-2548 882 miles Lender's profile and map Reviews Great Western Mortgage 225 S Main Ave, Sioux Falls, SD, 57104 Great Western Bank (NYSE:GWB) is a full-service regional bank focused on relationship-based business and agribusiness banking. Our Mission is to Make Life Great by empowering our employees, strengthening our customers and enriching our communities. Great Western Bank services its customers through more than 170 branches in nine states.
(605) 334-2471 882 miles Lender's profile and map Reviews Sioux Falls Federal Credit Union 700 E 14th Street, Sioux Falls, SD, 57104 Sioux Falls Federal Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner
(715) 634-8931 882 miles Lender's profile and map Reviews Hayward Community Credit Union 15855 US Highway 63, Hayward, WI, 54843 Hayward Community Credit Union provides full financial services at two branch locations in Hayward and Cable Wisconsin. Hayward Community Credit Union now serves nearly 7, 500 members in our 7 county membership field to include: Ashland, Barron, Bayfield, Douglas, Rusk, Sawyer and Washburn.