USDA Loan Vs. FHA loan for Elba, AL 2025

As of 2025, the USDA loan limit for Elba, in Coffee county, AL, is set at $336,500. In comparison, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best available USDA and FHA rates today. It helps you identify the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans to assist you in deciding the best program for your financial scenario in Alabama.

Discover USDA and FHA Loan Options in Elba, AL

The objective of Lendersa® is to swiftly and effortlessly secure you the optimal USDA or FHA loan. Select from one of three pathways that connect you with matching lenders and the corresponding USDA loan programs.

Understanding USDA Loans in AL

The USDA home loan, provided through the U.S. Department of Agriculture and commonly known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

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(970) 848-3823 Lender's profile and map Reviews Yuma County Federal Credit Union 419 W 8th Ave, Yuma, CO, 80759 We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.
(508) 626-8400 Lender's profile and map Reviews MortgageWorkshop Inc 24 Union Avenue, Suite 30, Framingham, MA, 01702 At MortgageWorkshop, we feel that our job is to do more than just help you find a loan. By forming strong relationships with many different lenders, we are able to research, compare, and shop your specific application to find you the mortgage product that best fits and alos we are dedicated to providing borrowers and the realtors.
(320) 547-2442 Lender's profile and map Reviews First State Bank of Swanville 306 Degraff St, Swanville, MN, 56382 The First State Bank of Swanville was chartered on June 17, 1907. The name remains the same and has survived major economic challenges of the great depression and several wars. We have emerged from those challenges and 100 years later we continue in that tradition as we remain financially strong and family owned and operated.
(800) 508-2265 Lender's profile and map Reviews Avidia Bank 42 Main Street, Hudson, MA, 01749 Avidia Bank is a responsive & independent community bank providing the best banking and financial services to individuals, families & businesses. Avidia Bank is a mutual community bank, headquartered in Hudson, MA with branches throughout Central Massachusetts. Our full-service offices are in Hudson, Westborough, Clinton, Leominster, Marlborough.
(605) 835-8749 Lender's profile and map Reviews Consumer’s Federal Credit Union 301 West Highway 18, Gregory, SD, 57533 1977, Consumer’s Federal Credit Union opened its doors in a small room located in the local Rosebud Farmer’s Union building. For twenty-three years, this is where the Credit Union called home. In October of 2000, the Credit Union broke ground at its current location on Highway 18. Subsequently.
(508) 923-1934 Lender's profile and map Reviews Brick Road Mortgage LLC 10 Elders Pond Drive, Lakeville, MA, 02347 "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans. At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "
(508) 627-4266 Lender's profile and map Reviews Martha’s Vineyard Savings Bank 78 Main Street, Edgartown, MA, 02539 Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
(800) 345-9740 Lender's profile and map Reviews Allstate Capital Group 1600 Boston-Providence Hwy, Walpole, MA, 02081 Allstate Capital Group specializes in providing customized loans to investors, builders and developers in need of funding outside the scope of traditional banks. We also offer direct FHA HUD Lending programs starting at 2.55%, No Points, 35 Year Fixed. We are known for speed, service and integrity.
(508) 370-0111 Lender's profile and map Reviews The Mortgage Pros 2 Vernon St., Framingham, MA, 01701 our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(774) 999-0443 Lender's profile and map Reviews OnTo Mortgage 405 Cochituate Road, Suite 204, Framingham, MA, 01701 OnTo Mortgage is headquartered in Massachusetts and was started by by two top loan originators with over 30 years of experience. Every lender touts great rates, product and service and while we have all of that, we also have a deep care for our clients. We understand that without clients, we have nothing.
(906) 337-5565 Lender's profile and map Reviews Torch Lake Federal Credit Union 400 Hecla Street, Calumet, MI, 49913 In the mid-1950s, a group of like-minded community members gathered with the foresight to see a need for an alternative way of “banking”. With this ambition, our founders created the Torch Lake Council #2713 Knights of Columbus Federal Credit Union - quite a mouthful! Our credit union was formally established on February 16, 1955
(800) 477-2170 Lender's profile and map Reviews Peoples Choice Mortgage LLC 5 Bristol Drive, Suite 1, Easton, MA, 02375 At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.