USDA and FHA Pro and Con in Elba, Coffee County, AL
As of 2026, the USDA loan limit for Elba, in Coffee county, AL, is set at $336,500. In comparison, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best available USDA and FHA rates today. It helps you identify the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans to assist you in deciding the best program for your financial scenario in Alabama.
2026 Loan Limits and Down Payment Requirements in Elba, Coffee County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Elba, AL
The objective of Lendersa® is to swiftly and effortlessly secure you the optimal USDA or FHA loan. Select from one of three pathways that connect you with matching lenders and the corresponding USDA loan programs.
The USDA home loan, provided through the U.S. Department of Agriculture and commonly known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
At All Western Mortgage, we leverage our talent and resources to reinvent our industry, continuously striving to be recognized as a leader in the mortgage business. We always aspire to provide superior service combined with innovative loan programs to ensure the greatest value for our customers, creating a “Client for Life”.
5155 S Durango Dr, Suite 102, Las Vegas, NV, 89113
Sandstone Home Loans provides access to home loans for homeowners seeking to consolidate debt, shorten their current loan term, or just lower their current interest rate. As well we work with home buyers, whether they are a first-time home buyer or a seasoned investor. We will work with a customer from the beginning stages.
We are committed to serving the needs of borrowers, real estate professionals and loan officers alike, as we uphold the highest ethical standards and treat our clients and business partners with the utmost respect and honesty. We take our commitments seriously and do the right thing without compromise.
2620 Regatta Drive, Suite 102, Las Vegas, NV, 89128
Exceptional customer service is the number one job for our company. The Omni Lending team was built with you as our focus. Our mission is to serve our customers with honesty integrity & expertise. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
"I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC
My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada.
My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."
10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
Town & Country Bank is a branch office of Town & Country Bank. They provide the following services: Full Service Office Location and are located at 8620 W. Tropicana Avenue in Las Vegas Nevada.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.
Noble Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Noble policy to treat all consumers fairly and in compliance with all applicable lending laws. Noble offers more than just a loan… we offer a lasting relationship.
3030 S Durango Drive, Suite B, Las Vegas, NV, 89117
Our mission is to provide an unparalleled experience for our customers by utilizing our innovative technology, premier customer service, and a wide range of loan products in order to be efficient in your loan process. We strive to provide this level of service all while offering a competitive interest rate.
