USDA Loan Vs. FHA loan for Troy, AL [Pike County Rates 2023]

In 2025, USDA loan limit in Troy, county of Pike, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Troy, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(308) 872-2466 1006 miles Lender's profile and map Reviews Nebraska State Bank 945 South D St, Broken Bow, NE, 68822 The Mission of Nebraska State Bank & Trust Company is to provide strategic growth for our customers, our communities & our employees by supporting economic success through sound financial principles. Since 1917, our integrity and passion have enabled us to offer innovative products, deliver superior service & make local decisions for our customers.
(763) 777-5800 1006 miles Lender's profile and map Reviews Homes For Heroes 9201 West Broadway Ave, Suite 615, Minneapolis, MN, 55445 Homes for Heroes, Inc., has helped over 51, 000 heroes save over $91 million on their real estate transactions, sold over $12 billion in real estate to heroes, actively partnered with more than 4, 200 like-minded real estate and mortgage professionals who’ve joined in the mission, and donated over $1 million to heroes.
(763) 267-6300 1006 miles Lender's profile and map Reviews Teamsters Credit Union. 9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434 Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
(860) 961-5939 1006 miles Lender's profile and map Reviews MJ Mortgage Services, LLC 44 Seneca Road, West Hartford, CT, 06117 At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117
(860) 989-1683 1006 miles Lender's profile and map Reviews Guaranty Federal Financial Corporation 11 Timberwood Road, West Hartford, CT, 06117 A full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
(855) 844-5627 1006 miles Lender's profile and map Reviews New Silver 2475 Albany Ave, 203B, West Hartford, CT, 06117 New Silver is a technology enabled non-bank lender primarily focused on providing financing to the United States based ‘fix & flip” sector, with a concentration on single-family residential & small balance commercial assets.New Silver’s proprietary technology automates and streamlines loan originations,while using data to reduce loan default risk.
(507) 557-2233 1007 miles Lender's profile and map Reviews Franklin State Bank 278 2nd Ave E., Franklin, MN, 55333 At Franklin State Bank, we are your trusted banking partner! Located in Southwest Minnesota, we are happy to serve our friends, family and neighbors by helping them secure home, business, and agricultural loans as well as supplying them with convenient checking, savings and more. Online and mobile banking ensures you get your financial information
(860) 263-6500 1007 miles Lender's profile and map Reviews Connecticut Labor Department Federal Credit Union 200 Folly Brook Blvd, Wethersfield, CT, 06109 The mission of the Connecticut Labor Department Federal Credit Union is to be the preferred financial institution for its current and prospective members. We will achieve our goal by providing quality financial products and personalized service. A credit union is a not-for-profit financial cooperative, owned by the people who save and borrow there.
(860) 563-2617 1007 miles Lender's profile and map Reviews Dutch Point Credit Union 195 Silas Deane Highway, Wethersfield, CT, 06109 Dutch Point Credit Union is a full-service, community credit union whose mission is to improve members’ financial well-being through financial solutions and education. Dutch Point has been serving generations of members since 1960. Membership is open to anyone who lives, works, worships, goes to school or conducts business in Hartford, New Haven.
(203) 859-8124 1007 miles Lender's profile and map Reviews Welcome Home Mortgage, LLC 1331 Silas Deane Highway, Wethersfield, CT, 06109 We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.
(860) 529-8628 1007 miles Lender's profile and map Reviews Better Loan Society Inc 530 Silas Deane Hwy, Wethersfield, CT, 06109 At Better Loan Society Inc, we do things a little differently. Instead of focusing on selling as many loan products as we can, we believe in a more personal approach. We're passionate about providing you with the tools you need to achieve your dreams, and we'll assist you in any way we can.