USDA Vs. FHA Pro and Con comparison in Troy, Pike County, AL
In the year 2025, the USDA loan threshold in Troy, situated in Pike county, AL, is $336,500. Meanwhile, the FHA loan limit for single-family properties is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's best USDA versus FHA interest rates. Evaluate your income, credit, reserves, and required documentation to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options alongside each other, enabling you to make an informed choice on the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Troy, Pike County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Troy, AL
At Lendersa®, our objective is to efficiently secure the optimal USDA or FHA loan for you, with minimal hassle. Select from three starting points, facilitating matches with lenders and USDA loan offerings.
A USDA home loan is a government-backed loan by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans come with no demand for a down payment.
809 Knickerbocker Road, Suite E, San Angelo, TX, 76903
We have been giving our membership one-on-one service since 1974. We want to do the same for you. Call Marshall for pre-approval on loans and schedule time for him so he is available when "you" go shopping. Whether you buy in town or out of town, we will be available to talk to you and your salesperson so the purchase goes quickly and smoothly.
Concho Valley Credit Union was organized in 1930 for the postal workers and was named Postal Credit Union. In 1980, the name was changed to Concho Valley Government Employees Credit Union to reflect the true membership covered. Then, in the summer of 2005, our name was changed once again to Concho Valley Credit Union.
Western Shamrock Corporation is the corporate successor to a single, small-loan office opened by the Company's founder, Milton Pierce, in 1965 in Lubbock, Texas. From this single location in the Texas panhandle, the Company has grown to nearly two hundred offices in four states..
The American Exchange Bank was incorporated July 13, 1889 and bank business began on September 9, 1889. The incorporators were F. E. Stevens, E. A. Stopher, W. S. Waters and C. D. Stevens. The bank first used an existing building near the corner of 4th and D Street. This two-story brick building was 60 ft by 28 ft by 24 ft and
Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.
INTEGRITY HOME LENDING IS A MORTGAGE COMPANY OFFERING A MULTITUDE OF MORTGAGE PRODUCTS, SPECIALIZING IN FINDING THE BEST FINANCIAL SOLUTION FOR ITS CUSTOMERS. OUR TEAM PROVIDES WELL OVER 20 YEARS OF EXPERIENCE IN THE MORTGAGE INDUSTRY.
WORKING WITH NUMEROUS LENDERS ALLOWS US TO OFFER A VARIETY OF PRODUCTS AND COMPETITIVE RATES.
402 Executive Drive, Suite B, Langhorne, PA, 19047
Since 2003, our mission at City Capital Funding, Inc. (NMLS ID #127622) has been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
We are a full service Mortgage Brokerage and Real Estate Services company specializing in commercial and residential purchase mortgages, refinance and debt consolidation loans. We offer 100's of wholesale loan programs (both residential and commercial) through many of the largest lenders in the country through
One Oxford Valley, Suite 220A, Langhorne, PA, 19047
American Mortgage Processing Services (AMPS) is a back-office mortgage processing services provider. We specialize in Processing, Closing, Post-Closing and Quality Control of Residential Mortgage files. Our processing reduces cost, improves turn times and pass-through rates and produces quality mortgage files.
The Waukon Bank was officially incorporated as “Waukon State Bank” on April 22, 1892. The bank was in good financial condition and survived the depression years without one penny lost by depositors.The bank had various locations in downtown Waukon before moving to the current location in 1937.
