USDA Loan Vs. FHA loan for Gulf-Shores, AL [Baldwin County ]

In 2025, USDA loan limit in Gulf-Shores, county of Baldwin, AL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gulf-Shores, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(510) 295-5003 Lender's profile and map Reviews The Agency Finance 696 San Ramon Valley Boulevard, Suite 226, Danville, CA, 94526 The Agency Real Estate and Finance is a full-service, real estate and mortgage brokerage representing clients for the California residential and commercial marketplace. We represent a broad spectrum of classes, including single-family residential, new development, commercial business, multi-family residential, residential leasing, and more
(925) 831-9010 Lender's profile and map Reviews StoneCastle Land and Home Financial, Inc. 380 Diablo Road, Suite 201, Danville, CA, 94526 Our team is committed to providing our clients with the highest quality of financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(925) 272-9396 Lender's profile and map Reviews Saga Financial Group, Inc. 425 El Pintado Road, Suite 145, Danville, CA, 94526 Saga Financial Group, Inc. was founded in 2018 in Danville, CA with the goal of helping people begin, continue, and realize the part of their saga involving home ownership. Whether a first time home buyer, a veteran investor, or someone simply seeking to update their financial situation to meet changing needs.
(925) 838-1460 Lender's profile and map Reviews Bay Area Funding Group 313 Sycamore Valley Rd, Danville, CA, 94526 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(925) 594-1920 Lender's profile and map Reviews Private Mortgage Advisors - Burlingame 390 Diablo Road, Suite 100, Danville, CA, 94526 Private Mortgage Advisors has grown quickly to be a top mortgage lender in the Greater San Francisco Bay area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Northern California, by offering a large lender platform while still providing the customized
925 223 8900 Lender's profile and map Reviews EQUIDY, Inc. 600 SAN RAMON VALLEY BLVD STE 101, Danville, CA, 94526 "At Equidy borrowers are approved instantly and loans are funded by individual investors that are seeking secured investments with high returns (7-14%). Any investor can browse dozens of available listings that are qualified by Equidy and appraised to have a minimum of 30% equity as security."
(509) 378-3100 Lender's profile and map Reviews Gesa Credit Union 51 Gage Blvd, Richland, WA, 99352 Gesa became a community-chartered credit union and opened its membership range to everyone in Washington, the credit union experienced explosive growth. From inception, consumers embraced the value of banking with a not-for-profit cooperative. Gesa has grown to twenty-seven locations throughout the state.
(408) 517-0338 Lender's profile and map Reviews Metroreal 1821 Saratoga Ave, Saratoga, CA, 95070 Metroreal Inc. is located in Saratoga, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Metroreal Inc. has 4 total employees across all of its locations and generates $218, 737 in sales (USD). (Employees & Sales figures are modelled). We help our customers to obtain the best home mortgage loan in California
(408) 314-6328 Lender's profile and map Reviews UVC Financial 12280 Saratoga Sunnyvale Road, Suite 206, Saratoga, CA, 95070 The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.
(408) 688-0303 Lender's profile and map Reviews Coast Residential Funding, Inc. 14415 Big Basin Way, Suite B, Saratoga, CA, 95070 John Lofano is committed to providing his clients with the highest quality financial services combined with the lowest rates available in your area. John works with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(925) 939-5626 Lender's profile and map Reviews Kaiperm Credit Union 325 N. Wiget Lane, Suite 130, Walnut Creek, CA, 94598 Kaiperm Credit Union exists to provide financial services to the employees and families of Kaiser Permanente in Northern California.in 1957, this Credit Union was charted by seven Kaiser/PMG employees in Walnut Creek, California. Now, with nearly 5,000 members and a team of passionate and dedicated employees.
(855) 206-7896 Lender's profile and map Reviews Educate Mortgage 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598 Educate Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.