In 2025, the USDA loan limit for Gulf-Shores, located in Baldwin county, AL, is $285,000, while the FHA limit for a single-family home is $356,362.
Using Lendersa®'s USDA loan calculator, you can compare the leading USDA and FHA rates available today, assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping to determine the best fit for your financial needs in .
2025 Loan Limits and Down Payment Specifications in Gulf-Shores, Baldwin, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Gulf-Shores, AL
Lendersa® seeks to promptly connect you with the best possible USDA or FHA loan without hassle. Pick one of the three starting options to match with suitable lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, sometimes called a USDA rural development loan or mortgage. These loans are available solely in rural locations and, unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment.
MCashAdvance is a Merchant Cash Advance Company. We provide business cash advances to small and medium sizes businesses in the USA. Advance amounts range from $5,000 to $900,000.
Tempo Funding is a private lender that provides Hard Money and Transactional Funding Loans for Short Sales, REOs and other Discounted Short Term "Fix and Resell" transactions.
Our focus is Short-Term bridge loans for minor or no rehab projects, with the clearly defined exit strategy, typically under 120 days. We work mostly in the residential
The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.
Since our founding in 1962 we have been there for our members through every stage of their lives. Whether starting out with a credit builder loan, student loan, first car… or if moving on to that new car, a Recreational Vehicle for fun, or a home mortgage, WIT has been and will be, here for you.
Rochester & Monroe County Employees Federal Credit Union
460 N Goodman Street, Rochester, NY, 14609
Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.
The Hershey State Bank is a branch office of The Hershey State Bank. They provide the following services: Full Service Office Location and are located at 100 S. Lincoln Ave in Hershey Nebraska.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional bankin
We, at the Commercial State Bank, are dedicated to meeting the financial needs of our customers in and around the Wagner area by providing high quality and creative financial services through a skilled professional staff. We will accomplish our mission by remaining an independent community bank, focusing on our present and future customer needs.
In 1951 Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District, and their immediate family members. Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of field of membership!
Us Mortgage Inv. offers a best in class Mortgage experience.
-Competitive pricing
- Speed to close
- Best in class VA Loan pricing
- Integrity
US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
185 Hudson Street, Suite 2500, Jersey City, NJ, 07311
LX Financial LLC is an asset-based mortgage lender and loan originator for rental and commercial properties.
If it makes sense, we can fund it. We have great versatility in structuring solutions, which can include (one or more of) the following financing options/sources:
LX Financial capital
Our network of private lenders
At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest customer service level and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage.
