USDA and FHA Pro and Con in Orange-Beach, Baldwin County, AL
In 2025, the USDA loan limit for the city of Orange-Beach, within Baldwin County, AL, is $285,000. The FHA loan limit for a single-family home, on the other hand, is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and paperwork needed for eligibility. Our advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you pick the best option for your financial situation in .
Loan Limits and Down Payment Requirements in Orange-Beach, Baldwin, AL for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Orange-Beach, AL
The primary goal of Lendersa® is to ensure you secure the most suitable USDA or FHA loan promptly and hassle-free. Choose one of three pathways to connect with lenders that align with USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, also known as USDA rural development loan, or USDA mortgage, is restricted to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
4343 Shallowford Road, Suite 110, Marietta, GA, 30062
Holly Walther have 20+ yrs of lending experience and a 100% closing record. The Holly Walther Lending Team is among the top mortgage loan producers in all of Georgia. Holly's exclusive concierge service, and systematic communication will keep you informed and involved every step of the way, ensuring a streamlined approval process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Access Point Financial (APF) is a direct hospitality lender that provides bridge, capex, construction, mezzanine, preferred equity and permanent financing to qualified hoteliers throughout the United States and Canada. Our loan programs are flexible and are typically used for acquisition, refinance, construction take-out, renovations
121 Perimeter Center W, Suite 200, Atlanta, GA, 30346
We created a Homespire Mortgage with the vision of strengthening the communities in which we live and work. As active partners in the community, we focus on the well-being of the neighborhoods we serve. Our mission is to enrich and support our local communities helping our neighbors reach their goals .
303 Perimeter Center North, Suite 300, Atlanta, GA, 30346
Liberty Home Mortgages LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.
CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind
