USDA Vs. FHA Pro and Con comparison in Fairhope, Baldwin County, AL
In 2025, USDA loan limit in Fairhope, county of Baldwin, AL is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Fairhope, county of Baldwin, AL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Fairhope, AL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Bay Capital Mortgage. We are a full-service mortgage company based in Salinas, CA. We specialize in Mortgage Loans in Salinas. We also serve the surrounding cities in Monterey County. Whether you are buying a home or Refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations. We hope you’ll browse our website.
Seraph Rates full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
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For over 25 years, Central Coast Home Loans has been a mortgage planning team committed to staying educated and innovative in the Mortgage Industry. Central Coast Home Loans brings this experience and knowledge to help our clients meet their short term and long term financial goals.
16275 Monterey Rd, Suite K, Morgan Hill, CA, 95037
A comfortable, stable home is a financially healthy home. Nordic Home Loans was born from a passion for helping people navigate the complex mortgage industry. Our approach to creating a stress-free loan experience is rooted in our Scandinavian heritage. NORDIC IS WHITE COLLAR PROFESSIONALISM AND A BLUE COLLAR WORK ETHIC IN A GOLF SHIRT INDUSTRY.
18181 Butterfield Boulevard, Suite 170, Morgan Hill, CA, 95037
Pacific Coast Mortgage Company believes the loan process should be painless. That's why we're here to partner with you for the life of your loan. Whereas banks only offer their own products, we source the entire open market to custom tailor valuable solutions for your unique needs.
16275 Monterey Road, Suite K, Morgan Hill, CA, 95037
Integrity. We believe it all begins here. If we are people of integrity, in a business that is not always known for it’s “honesty” we will be set apart from our competition. We strive hard to adhere to all government regulations. But that’s only the start. We also communicate clearly with you the client on your options, benefits.
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At Global Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
5960 S. Land Park, Suite 1009, Sacramento, CA, 95822
Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.
Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
