USDA VS FHA in Robertsdale, Baldwin County, AL

Within the year 2026, the USDA loan limit in Robertsdale, located in the county of Baldwin, AL, is set at $336,500, while the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the current best rates available for USDA and FHA loans. You can also determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loan options side by side, providing insights to help you choose the best program for your financial context in .

Evaluate offers from a wide variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Robertsdale, Baldwin, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Paths in Robertsdale, AL

Lendersa® aims to provide you with the most suitable USDA or FHA loan, quickly and without complications. You select from three initiating pathways, connecting you with matching lenders and USDA loan options.

Results from Lendersa USDA loan request

Understanding USDA Loans in AL

The USDA home loan, guaranteed by the government's Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which need a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Centra Capital Investments
  • 336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
  • Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%
  • Alpine Mortgage Services
  • 201 W Passaic Street, Rochelle Park, NJ, 07662
  • At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to
  • Cross County Savings Bank
  • 79-21 Metropolitan Avenue, Middle Village, NY, 11379
  • Cross County Savings Bank is a local, FDIC-insured mutual savings bank that was originally founded in 1888 as Bushwick Savings & Loan Association of New York. Since such time, we have gone through various name changes, but our mission has remained the same… to make a difference in the lives of our local customers.
  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.
  • Tomahawk Community Bank S.S.B.
  • 15 East Wisconsin Avenue, Tomahawk, WI, 54487
  • Tomahawk Community Bank, SSB, was formed as Tomahawk Building and Loan on March 29, 1920. In 1960 the name changed to Tomahawk Savings and Loan and was chartered as a mutual state thrift institution. In 1993, to better accommodate our customers, we changed our charter making us a state savings bank
  • 1st Bergen Federal Credit Union
  • 392 Main Street, Hackensack, NJ, 07601
  • 1st Bergen’s field of membership is open to persons who live, work, worship, volunteer, attend school or conduct business in Bergen County, Paterson, or Jersey City, NJ. Immediate family of current members are also eligible to join 1st Bergen. Our mission is to empower and strengthen individuals who may not otherwise have access to banking.
  • Donald Anfuso
  • 290 Vincent Ave, 3rd Floor, Hackensack, NJ, 07601
  • Don Anfuso, a licensed mortgage expert with 20 years of experience in New Jersey. I specialize in providing fast and accurate pre-approval letters for serious buyers, without putting a ding on your credit. Call today and get honest answers without any obligation and don mortgage company as a high school student about 25 years ago.
  • Federal National Funding Capital Group LLC
  • 411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601
  • **Unlock New Opportunities with FNF Capital Group** **Experience in Financial Solutions** Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent
  • PRIME RESOURCE CAPITAL
  • 90 Main St, Suite 309, Hackensack, NJ, 07601
  • Prime Resource Capital, we take a “can do” attitude. We help find solutions. Our clients rely on our expertise to match our products to the specific need of the client. Our advisors are experienced professionals who understand that capital is a key ingredient to growth in any industry.
  • HOMELAND LENDING LLC
  • 290 Vincent Ave, 3rd Floor, Hackensack, NJ, 07601
  • At Homeland Lending we provide the most consistent, attentive, and personalized mortgage solutions to help you secure your dream home. Homeland Lending may collect and use Users personal information for the following purposes: To improve customer service Information you provide helps us respond to your customer service requests