USDA Vs. FHA your options comparison in Robertsdale, Baldwin County, AL
Within the year 2025, the USDA loan limit in Robertsdale, located in the county of Baldwin, AL, is set at $336,500, while the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the current best rates available for USDA and FHA loans. You can also determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loan options side by side, providing insights to help you choose the best program for your financial context in .
2025 Loan Limits and Down Payment Requirements in Robertsdale, Baldwin, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Paths in Robertsdale, AL
Lendersa® aims to provide you with the most suitable USDA or FHA loan, quickly and without complications. You select from three initiating pathways, connecting you with matching lenders and USDA loan options.
The USDA home loan, guaranteed by the government's Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which need a minimum down payment of 3.5%, USDA loans do not require any down payment.
At Credit Union of Georgia, we are all about one thing: YOU. We know life is busy. We know handling your finances means about one million things to think about. That’s why we’re so focused on offering the best service imaginable.
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