Within the year 2026, the USDA loan limit in Robertsdale, located in the county of Baldwin, AL, is set at $336,500, while the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the current best rates available for USDA and FHA loans. You can also determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loan options side by side, providing insights to help you choose the best program for your financial context in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the most suitable USDA or FHA loan, quickly and without complications. You select from three initiating pathways, connecting you with matching lenders and USDA loan options.
The USDA home loan, guaranteed by the government's Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which need a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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