USDA Loan Vs. FHA loan for Foley, AL [Baldwin County Rates 2023]

In 2025, USDA loan limit in Foley, county of Baldwin, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Foley, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(908) 656-2048 1039 miles Lender's profile and map Reviews Virtue Funding LLC 80 West Grand Street, 3rd Floor, Elizabeth, NJ, 07201 Virtue Funding founder of the edward koster For 25 years Ed's unique style of lending has allowed him to create and deliver flexible products. His goal is to get you the best possible loan option to meet your goals and financial needs.and We take the time to understand your unique needs
(952) 736-1111 1040 miles Lender's profile and map Reviews Distinctive Mortgages 13754 Frontier Ct, Suite 107, Burnsville, MN, 55337 Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you.
(952) 445-9600 1040 miles Lender's profile and map Reviews Mortgages By Noone, LLC 2508 Dana Drive, Burnsville, MN, 55337 Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
(952) 881-3630 1040 miles Lender's profile and map Reviews Minnesota Financial Solutions, LLC 201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337 At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.
(651) 451-5160 1040 miles Lender's profile and map Reviews Heartland Credit Union - Minnesota 5500 South Robert Trail, Inver Grove Heights, MN, 55077 Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
(585) 624-7474 1040 miles Lender's profile and map Reviews Pittsford Federal Credit Union 20 Tobey Village Road, Pittsford, NY, 14534 Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
(585) 263-4353 1040 miles Lender's profile and map Reviews Rochester Home Equity Inc 180 Office Park Way, Suite 2000, Pittsford, NY, 14534 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(308) 534-2100 1040 miles Lender's profile and map Reviews Nebraskaland National Bank 1400 South Dewey, North Platte, NE, 69101 Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today. We always say it's our people that make us special
(718) 720-8600 1040 miles Lender's profile and map Reviews Tristar Mortgage 711 Forest Ave, Staten Island, NY, 10310 Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you
(800) 955-1677 1040 miles Lender's profile and map Reviews Think One Mortgage Inc 1888 HYLAN BLVD, Staten Island, NY, 10305 "The Think One Mortgage Inc mission is to provide our clients with a full service mortgage experience. We believe that knowledge helps to de-mystify the mortgage process.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality servic
(605) 286-3213 1040 miles Lender's profile and map Reviews Community Bank 118 N Main Street, Avon, SD, 57315 The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.