USDA Loan Vs. FHA loan for Foley, AL [Baldwin County ]

In 2026, the USDA loan limit for Foley, in Baldwin County, AL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Try the Lendersa® USDA loan calculator to stack up today's best USDA versus FHA rates, and determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side-by-side. This helps you figure out which program in is best suited for your financial situation.

Discover USDA and FHA Loan Options in Foley, AL

The aim of Lendersa® is to quickly provide you with the best USDA or FHA loan options without hassle. Choose from three starting pathways to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AL

A USDA home loan, backed by the government’s Department of Agriculture, also known as the USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require a down payment at all.

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(203) 221-2661 Lender's profile and map Reviews GC Financial Services LLC 191 Post Road, Westport, CT, 06880 Gold Coast Financial Services, we believe in the mantra Empowerment Through Education. Through the extensive education we offer our clients, empowerment is achieved. Through this empowerment, people formulate intelligent financial decisions which are implemented into their personal and professional lives. By living this mantra.
(203) 423-3534 Lender's profile and map Reviews Constitution Lending- Hard Money Lender 500 Post Road East, Westport, CT, 06880 Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.
(715) 635-8273 Lender's profile and map Reviews Indianhead Credit Union 104 East Maple Street, Spooner, WI, 54801 Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,
(631) 360-0004 Lender's profile and map Reviews Shea & Sanders Real Estate 222 Main Street East, East Setauket, NY, 11733 Shea & Sanders Real Estate is a full-service, locally-owned & independently operated, hometown realtor providing the Three Villages and surrounding areas extensive, state-of-the-art real estate marketing services. Shea & Sanders Real Estate guarantees the most competitively priced commission structures and our clients'/customers' satisfaction.
(906) 265-5131 Lender's profile and map Reviews The Miners State Bank 312 W. Genesee Street, Iron River, MI, 49935 The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.
(203) 431-7431 Lender's profile and map Reviews Fairfield County Bank 150 Danbury Road, Ridgefield, CT, 06877 Fairfield County Bank is a $1.9 billion community bank founded in 1871 in Ridgefield, Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, and municipalities in Fairfield County, Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rat
(877) 431-7431 Lender's profile and map Reviews Fairfield County Bank 10 South Street, Ridgefield, CT, 06877 Fairfield County Bank is a $1.9 billion community Bank founded in 1871 in Ridgefield Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, & municipalities in Fairfield County Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rating
(800) 300-7780 Lender's profile and map Reviews Home America Lending Corp. 20 Oak Street, Patchogue, NY, 11772 MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.
(631) 447-6533 Lender's profile and map Reviews Asean Capital 116 E Main St, Suite C, Patchogue, NY, 11772 ASEAN CAPITAL, INC. was started in 1998 by Dula Amarasinghe, a 30 year veteran of International Banking Industry. During his tenure with Manufacturers Hanover Trust Company, now JP Morgan Chase Bank, he was the Team Leader handling the business of Sri Lanka, Thailand, Philippines, Pakistan and Nepal desks.
(845) 463-3011 Lender's profile and map Reviews Hudson Valley Credit Union PO Box 1071, Poughkeepsie, NY, 12602 Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
(631) 924-7328 Lender's profile and map Reviews Suffolk Federal Credit Union 3681 Horseblock Rd, Medford, NY, 11763 Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.