USDA Vs. FHA your options comparison in Hamilton, Marion County, AL

In 2026, the USDA loan limit in Hamilton, located in Marion County, AL, is $336,500. For a single-family home, the FHA's limit is $472,030.

Utilize the Lendersa® USDA loan calculator to explore today's best USDA and FHA rates. Determine the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the optimal program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2026 in Hamilton, Marion, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Hamilton, AL

The goal of Lendersa® is to quickly and effortlessly connect you with the ideal USDA or FHA loan. Choose one of three starting options to match with lenders offering USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AL

The USDA home loan, supported by the government's Department of Agriculture, also called the USDA rural development loan or mortgage, is available only for rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Residential Mortgage
  • 209 N Mulberry St, Suite 100, Elizabethtown, KY, 42701
  • United Residential Mortgage is a residential mortgage company located in Elizabethtown, KY, allowing us to serve our regional market in the state of Kentucky with a centralized location. We offer virtually every mortgage product and option available in the marketplace today including but not limited to VA, USDA/Rural Housing,

  • Avid Mortgage Advisors
  • 300 W. Dixie Ave, Suite 5, Elizabethtown, KY, 42701
  • Avid Mortgage Advisors is the market leader in Hardin County and surrounding areas for personalized mortgage solutions, fast customized quotes, market leading rates and closing costs, and service with integrity. We are proud to serve the Heartland of Kentucky!Specializing in VA, USDA, FHA, Conventional, & Farm Loans.

  • First State Bank
  • 240 N. First St., Irvington, KY, 40146
  • First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.

    This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.

  • First National Bank of Picayune
  • 121 East Canal Street, Picayune, MS, 39466
  • First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196

  • Power Mortgage
  • 500 W Canal St, Picayune, MS, 39466
  • POWER Mortgage is a division of Weststar Mortgage Corporation, a New Mexico company founded in 1983. Weststar is a direct lender that specializes in tailoring lending solutions that traditional lenders and banks consider outside the box. Weststar currently services over $2 Billion in mortgages, is a GNMA Issuer,

  • Sevier County Schools Federal Credit Union
  • 164 N Henderson Avenue, Suite B, Sevierville, TN, 37862
  • Established in 1978, Sevier County Schools Federal Credit Union is owned and operated by its members who have joined together to assist each other in the sound management of their financial affairs. Our mission is to provide loan, deposit, and transaction services to its defined membership with a uniquely high level of quality and efficiency.

  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.

  • Boonville Federal Savings Bank
  • 123 N Third Street, Boonville, IN, 47601
  • Boonville Federal Savings Bank is a full-service, independent bank providing financial products & services of various types. Beginning in 1917, Boonville Federal has provided personal services to the citizens of Warrick County and the surrounding area for 102 years.This bank offers: on-line banking, checking, savings, certificates of deposits etc..

  • FNBT BANK
  • 29 North Eglin Parkway NE, Fort Walton Beach, FL, 32548
  • Locally owned and operated FNBT.COM Bank was established in 1956. With our Main Office located in Ft Walton Beach, Florida, on Northwest Florida's Emerald Coast, FNBT.COM Bank offers a variety of products and services, Online Banking, Loans, Safe Deposit Boxes, and Personal and Business Accounts, as well as many other services.