USDA Vs. FHA Pro and Con comparison in Hamilton, Marion County, AL
In 2026, the USDA loan limit in Hamilton, located in Marion County, AL, is $336,500. For a single-family home, the FHA's limit is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's best USDA and FHA rates. Determine the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the optimal program for your financial situation in .
Loan Limits and Down Payment Requirements for 2026 in Hamilton, Marion, AL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Hamilton, AL
The goal of Lendersa® is to quickly and effortlessly connect you with the ideal USDA or FHA loan. Choose one of three starting options to match with lenders offering USDA programs.
The USDA home loan, supported by the government's Department of Agriculture, also called the USDA rural development loan or mortgage, is available only for rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require no down payment at all.
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