USDA Vs. FHA your options comparison in Winfield, Marion County, AL

As of 2025, the USDA loan ceiling in Winfield, within the county of Marion, AL is $336,500. For a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to explore today's competitive rates for USDA versus FHA and understand the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the most favorable program for your financial scenario in .

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2025 Loan Limits and Downpayment Specifications in Winfield, County of Marion, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Winfield, AL

The purpose of Lendersa® is to provide you with the most advantageous USDA or FHA loan efficiently and stress-free. You can begin with any of three methods to find matching lenders and explore USDA loan programs.

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What Constitutes a USDA Loan in AL?

A USDA home loan is secured by the government through the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it’s available exclusively in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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