USDA Vs. FHA Pro and Con comparison in Red-Bay, Franklin County, AL
In 2026, the USDA loan limit for Red-Bay, situated in Franklin county, AL, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the current best rates of USDA versus FHA, analyzing income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in determining the most suitable program for your specific financial situation in .
2026 Loan Limits and Down Payment Requirements for Red-Bay, Franklin, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Red-Bay, AL
The objective of Lendersa® is to provide you with the best USDA or FHA loan as quickly and smoothly as possible. Choose one of three initial steps to align with suitable lenders and discover USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, often termed as a USDA rural development loan or USDA mortgage, is exclusively available to residents in rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans do not require any down payment.
384 Inverness Parkway, Suite 200, Englewood, CO, 80112
K2 Lending has elevated the mortgage lending industry using more than 50 years of combined experience. As lending veterans who are driven by a genuine passion for helping our clients, we treat everyone like family. We’re honored to be the go-to team for discerning homebuyers and real estate professionals, when you need..
9034 East Easter Place, Suite 103, Centennial, CO, 80112
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
7400 East Arapahoe Road, Suite 109, Englewood, CO, 80112
We continually serve our clients to the best of our abilities, giving them the respectc and effort required to earn their business and receive the recommendations by offering them a variety of products, knowledge with transparency in the process and leaving them with the assurance that we are grateful for the opportunity.
9200 E Mineral Ave, Suite 100, Centennial, CO, 80112
REIA, we think differently everything we do, we believe in challenging the industry norms. We believe Real Estate is the best way for average Americans to take control of their financial future. Whether you are buying a primary residence, a second home, an investment property, or a commercial building, there are so many ways to build wealth.
8310 S Valley Highway, Suite 300, Englewood, CO, 80112
The MortgageMint specializes in Jumbo Loans for clientele seeking non-conforming loan sizes over $625, 000 and up to $3, 000, 000. We offer jumbo loans with as little as 10% down payment. Our Colorado Jumbo Rates consistently beat the national average. and also Our Mortgage Rate Quotes / Estimates will provide you with the best rate.
6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
One Source Lending are a Wholesale Mortgage Broker for the Purchase or Refinance of your Home. We are happy to provide a free comparison on any current quote you have with any other lender. We want you to know if your getting the best rate and lowest costs on typically the biggest transaction anyone makes in LIFE
9155 East Nichols Avenue, Suite 150, Centennial, CO, 80112
The Horn Funding Corp is a local & family owned Colorado based Mortgage Lender. Structured to be agile and qualitative, The
Horn Funding Corp is the Non-Big Bank solution for people seeking mortgage financing. The employees of The Horn
Funding Corp share the value system and strive to meet the needs and goals of ALL potential clients.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7200 E Dry Creek Rd, Suite G103, Centennial, CO, 80112
The Loan Pros are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
6 Inverness Court East, Suite 123, Englewood, CO, 80112
"We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on the following:
We Do What's Right For You 100% of the Time. Our customers save money and close their loans quickly"
