USDA VS FHA in Russellville, Franklin County, AL

During 2026, for Russellville in Franklin county, AL, the USDA loan limit is $336,500. For a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the best option for your financial scenario in .

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2026 Loan Limits and Down Payment Requirements in Russellville, Franklin, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Russellville, AL

Lendersa®'s aim is to quickly and effortlessly secure you the most suitable USDA or FHA loan. Start by choosing one of three methods to connect with matching lenders and USDA loan possibilities.

Results from Lendersa USDA loan request

Explaining USDA Loans in AL

A USDA home loan, supported by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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