USDA and FHA Pro and Con in Haleyville, Winston County, AL
In 2026, the USDA loan limit in Haleyville, within Winston county, AL, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's most advantageous USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you choose the ideal option for your financial situation in .
Loan Limits and Down Payment Requirements for 2026 in Haleyville, County of Winston, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Haleyville, AL
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loans minus the hassle. Select from one of the three starting paths to link with lenders and explore USDA loan programs.
A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is secured by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages do not require any down payment.
PeoplesTrust Bank opened for business on July 23, 2004 with offices in Hamilton and Hackleburg, Alabama. As the first newly chartered commercial bank in Marion County in more than 25 years, PeoplesTrust Bank was organized as a locally owned and locally focused alternative to the multi-state mega-banks. Local decision making has enabled The Bank to
Founded in 1976, the bank’s stable growth and progress for over 45 years is a reflection of the hard work and traditional values that exist in the Board of Directors, management, and staff. Our number one goal is to provide quality service that will meet all of your banking needs with the personal touch that will make you feel right at home.
The Citizens Bank of Winfield is located in Winfield, AL. Our primary mission has always been to serve the banking needs of the community & a part of this has been keeping the bank financially strong and safe. With the economy in a weakened condition, it is important for our bank to remain strong & safe to retain the confidence of our customers.
Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.
Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.
CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.
Bank of Walker County is owned by local people for local people. The decision may take a few minutes, a few hours or a few days, but if it is legal, moral, without undue risk and if our staff thinks it is doable, count on us to be more flexible and innovative in meeting your needs than any other bank
Security Federal Providing excellent service to our customers is our primary objective. Each employee must be committed to excellence in order to achieve this objective. As a small community Bank where each employee has contact with customers, YOU represent the Bank. Our actions and attitude can either gain customers or lose them.
