USDA and FHA Pro and Con in Haleyville, Winston County, AL

In 2025, the USDA loan limit in Haleyville, within Winston county, AL, is $336,500, whereas the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's most advantageous USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you choose the ideal option for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Haleyville, County of Winston, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Opportunities in Haleyville, AL

The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loans minus the hassle. Select from one of the three starting paths to link with lenders and explore USDA loan programs.

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What is a USDA Loan in AL?

A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is secured by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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