USDA and FHA Pro and Con in Madison, Madison County, AL
During 2025, the USDA loan limit for Madison in Madison county, AL, is $336,500, compared to the FHA limit of $472,030 for a single-family home.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side-by-side to pick the best fit for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Madison, County of Madison, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Madison, AL
The aim of Lendersa® is to connect you with the best USDA or FHA loan swiftly and effortlessly. Pick one of three starting paths that connect you with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is solely for rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans need zero down payment.
State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.
The Prestwick Mortgage Group initiated business in June of 1995. The Principals of the Company are known mortgage banking professionals who have over one hundred years of combined experience in all facets of mortgage banking, including the analysis, valuation and marketing of mortgage servicing, whole loans and mortgage companies.
1727 King Street, Suite 300, Alexandria, VA, 22314
Investor Loans Plus assist our clients in obtaining lender direct financing in the specialized field of alternative loans. Our company works with rehabbers and property owners to achieve lending terms that meet their current needs and investment goals. Investor Loans Plus is dedicated to working with our borrowers
Rock Rates is the Direct-to-Consumer division of Keystone Funding, Inc Rock Rates was created to provide a completely digital, simple, and pleasant mortgage experience.and Much of the technology and systems used by Rock Rates was developed in-house, based on direct experience with borrowers and their feedback on the mortgage process
SouthStar offers conforming, non-conforming, and governmental loans for both purchases and refinances. SouthStar is experienced with both residential and commercial loans. However, SouthStar is more than just your average mortgage company. We offer experience and personal attention that only a small company can provide.
HomeFirst Mortgage Corp.'s mission statement is actually quite simple: service, service, service. All of us, as consumers, are reminded daily of the downside of poor service. Our goal is to provide you with an incomparable level of service therefore making you an educated consumer and well-satisfied client.
OMOM FCU opened its doors in 1965 with 10 members and $5.00 each. Today the credit union has over 750 members with $2.1 million dollars in assets. The credit union is governed by the National Credit Union Administration and presently has a nine-member board with a credit committee, supervisory committee and a marketing committee.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
