USDA Loan Vs. FHA loan for Moulton, AL [Lawrence County Rates 2023]

In 2025, USDA loan limit in Moulton, county of Lawrence, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Moulton, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(830) 774-2555 860 miles Lender's profile and map Reviews The Bank and Trust, S.S.B. 1200 Avenue F, Del Rio, TX, 78840 In 1910, The Bank & Trust opened its doors with a promise to provide superior financial products with exceptional customer service in Del Rio, Texas. The bank has served as a symbol of strength to its customers throughout times of trial and innovation including The Great Depression, two world wars
(830) 774-2328 860 miles Lender's profile and map Reviews Border Federal Credit Union 2211 N Bedell Avenue, Del Rio, TX, 78840 Border FCU is a not-for-profit community financial instituion owned by its members.and also BFCU's mission is to serve the community of member - owners by providing diverse, competitive and progressive financial services to improve the financial well being of our members and their families
(830) 775-0295 860 miles Lender's profile and map Reviews Amistad Bank 1301 Veterans Blvd, Del Rio, TX, 78840 Amistad Bank team is bilingual from the President down which allows the staff to provide exceptional customer service, in both English and Spanish. The bank offers an array of deposit products for consumers and businesses, including our high yield amigo checking account, friendship club account, the best club account in our area.
(914) 664-7800 860 miles Lender's profile and map Reviews Dalco Financial Services Inc 120 Stevens Avenue, Mount Vernon, NY, 10550 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet specific needs.
(906) 884-2069 860 miles Lender's profile and map Reviews Lake Superior Credit Union 801 River Street, Ontonagon, MI, 49953 Lake Superior Credit Union was established in 1959. Our mission is to insure the liquidity, stability, and growth of our Credit Union, so we will be here to serve our present and future membership and fulfill our vision and also Lake Superior Credit Union is here to provide financial services to Ontonagon County's residents and businesses.
(866) 283-4590 861 miles Lender's profile and map Reviews Commercial Capital Equity Partners 135 City Island Avenue, Bronx, NY, 10464 At Commercial Capital Equity Partners, we source loans for the acquisition, refinance, rehabilitation and construction of all asset classes, including raw land. Commercial Capital Equity Partners focuses on newer, more innovative opportunities to finance commercial real estate, and businesses.
(845) 639-0400 861 miles Lender's profile and map Reviews Prodigy Mortgage Corp 3 Dalewood Court, New City, NY, 10956 Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
(845) 352-0722 861 miles Lender's profile and map Reviews Embassy Funding LLC 216 Congers Road Suite 3-A, New City, NY, 10956 Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida. Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
(320) 254-8271 861 miles Lender's profile and map Reviews Kensington Bank 321 Washburn Avenue, Belgrade, MN, 56312 Kensington Bank is a community bank with locations in Belgrade, Cokato, Elrosa, Herman, Kensington, Saint Cloud, and Willmar, MN. We strive to provide excellent service and growth along with our customers. To be a trusted partner in the financial success of our customers one relationship at a time and give back to the communities we serve.
(516) 620-8100 861 miles Lender's profile and map Reviews Ocean Financial Federal Credit Union 45 Atlantic Avenue, Oceanside, NY, 11572 Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization