USDA Vs. FHA Pro and Con comparison in Moulton, Lawrence County, AL
As of 2026, the USDA loan limit for Moulton in Lawrence county, AL, is $336,500. In comparison, the FHA limit for a single-family home stands at $472,030. These figures are critical when considering financing options for homebuyers in these regions.
With the Lendersa® USDA loan calculator, you can evaluate today's best USDA versus FHA rates and assess the required income level, credit score, reserves, and documentation necessary to qualify. Utilizing our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side, aiding you in selecting the ideal program suited to your specific financial situation, whether you're looking in Alabama or elsewhere.
2026 Loan Limits and Down Payment Requirements in Moulton, Lawrence, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore Your USDA and FHA Loan Opportunities in Moulton, AL
The purpose of Lendersa® is to facilitate obtaining the best USDA or FHA loan for you quickly and smoothly. Begin your journey by selecting one of three starter paths leading to the appropriate lenders and USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, serves rural communities exclusively. Unlike FHA loans which necessitate at least a 3.5% down payment, USDA loans require none, offering a valuable path to homeownership for those who qualify in rural areas.
FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members.
As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, Delaware, Illinois, Texas and Colorado.
Homestar Mortgage is one of Rhode Island's largest independent mortgage lenders and brokers, offering home and commercial loans, constructions loans, reverse mortgages, and refinancing programs. With offices in Providence, Wakefield and Plainville, MA, Homestar is a licensed mortgage lender
Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.
The Wachusett Mortgage Corporation is your premier mortgage broker located in West Boylston, Massachusetts. The ownership team prides themselves on offering some of the most competitive rates in the area and makes the loan process simple and straightforward for borrowers seeking a mortgage in Massachusetts.
The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.
We're proud to meet the individual needs of individuals, families, and business owners throughout Rhode Island. As a full service commercial bank, we offer a range of products and services and a local team of experienced professionals who will take the time to get to know you and deliver them to you personally.
Our product offerings are structured to provide you with maximum flexibility in creating the right financing package for you. Many firms specialize in a single product focus such as lines of credit or SBA loans but they lack an ability to draw from other resources to help your business.
Mortgage Servicing Solutions provides residential mortgage customers with innovative servicing solutions. We understand how important homeownership is and our goal is to provide the highest standard of servicing support and customer care.
Founded in 2016 and headquartered in Providence, Rhode Island
One Custom House St, Suite 4, Providence, RI, 02903
Founded in 2001 by Sean N. Marchionte and Richard R. Tasca, Bluedog Capital Partners, LLC is a boutique real estate investment firm located in the financial district of Providence, Rhode Island. Bluedog has built its portfolio of business through commercial real estate debt and equity investments ranging from single-family
