In 2025, the USDA loan limit in Heflin, within Cleburne county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family home reaches $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates and ascertain the income, credit score, reserves, and documentation you need to qualify. With our comprehensive mortgage calculator, compare the USDA, FHA, Conforming, and VA options side by side to guide you in selecting the best program for your financial needs, whether you are in Alabama or beyond.
2025 Loan Limits and Down Payment Requirements in Heflin, Cleburne, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Heflin, AL
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, eliminating any inconvenience. Begin with one of three starting points that connect you to appropriate lenders and USDA loan configurations.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement, making them highly attractive for eligible buyers in these communities.
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