USDA Vs. FHA Pro and Con comparison in Heflin, Cleburne County, AL
In 2025, the USDA loan limit in Heflin, within Cleburne county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family home reaches $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates and ascertain the income, credit score, reserves, and documentation you need to qualify. With our comprehensive mortgage calculator, compare the USDA, FHA, Conforming, and VA options side by side to guide you in selecting the best program for your financial needs, whether you are in Alabama or beyond.
2025 Loan Limits and Down Payment Requirements in Heflin, Cleburne, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Heflin, AL
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, eliminating any inconvenience. Begin with one of three starting points that connect you to appropriate lenders and USDA loan configurations.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement, making them highly attractive for eligible buyers in these communities.
American Capital Mortgage Inc. is a Mortgage Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process.
The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
All members and full-time employees of ILA Local 1233, ILA Local 2049, Local 1233 Federal Credit Union and their immediate families are eligible to join Local 1233 Federal Credit Union. All new members must provide proof of residency, social security number, and two picture identifications.
"The Think One Mortgage Inc mission is to provide our clients with a full service mortgage experience.
We believe that knowledge helps to de-mystify the mortgage process.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality servic
The Messiah Baptist Church Federal Credit Union, MBCFCU, was founded in 1973. With our low-income designation we qualify for additional funding and programs to extend services to those undeserved among traditional banking institutions. We believe all should have access to capital and the resources to build a secure financial future.
New Community Federal Credit Union was founded with the specific mission of serving low- to moderate-income and minority communities beyond the reach of banks and mainstream credit unions. NCFCU provides banking services to the New Community network. Employees, businesses & vendors, funders, program participants, & residents are encouraged to join.
The Citizens National Bank is here to help your business. We offer a wide variety of products to include commercial and agricultural real estate loans, residential rental real estate loans, seasonal operating lines of credit, as well as, machinery and equipment financing. These are just a few ways we can help.
New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.
1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag
1674 Empire Blvd, Suite 200, Garden City, NY, 14580
We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing
