As of 2025, the USDA loan threshold in Piedmont, situated in the county of Calhoun, AL, is $336,500. For a typical single-family home, the FHA loan cap is $472,030.
Employ the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today. Our calculator helps you evaluate the required income, credit, reserves, and documents for qualification. You can assess USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program for your financial situation in .
2025 Loan Limits and Downpayment Details in Piedmont, County of Calhoun, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Piedmont, AL
Lendersa® is dedicated to securing the optimal USDA or FHA loan for you quickly and effortlessly. Choose any of three starting options to engage with lenders and discover the USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available solely in rural neighborhoods. It requires no down payment, which contrasts with FHA loans that need at least 3.5% down payment.
Our loans are designed to help solve these surprises without creating another problem down the road. We want to make our loan fit within your available budget each month but we also stress the importance of paying down the principal on the loan as quickly as possible. Most loan companies want you to stay on the loan as long as possible.
At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
Industry State Bank was founded as an institution involved in the progress of the town of Industry, Texas and the surrounding area. On February 9, 1911, a group of interested citizens took the initiative to begin the process of forming a bank in Industry. Its first name was the First Guaranty State Bank of Industry, and 100 shares of capital stock.
Locally owned and operated, Bristol Morgan Bank has met the needs of Fond du Lac County and the surrounding areas for over 120 years. We care deeply about the communities we serve and the people in them. Because, well, these are our communities too. We live, work and play here just like you do.
"Since 2010, Iowa Farm Finance Corporation has specialized in Long Term farm real estate loans.
We keep our overhead low to offer you rates as low as 2.35%. We offer a wide range of Farm Real Estate loan terms and rate structures.
Listed here on this site are some of the products we offer."
Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.
The credit union was started in 1933 and we’re member-owned not-for-profit financial cooperative which allows us to pass on lower loan rates and higher dividends to our member-owners. You qualify for membership at Midland Credit Union if you live or work in Polk or a contiguous county; Adair, Adams, Audubon, Boone, Cass.
