USDA Vs. FHA Pro and Con comparison in Piedmont, Calhoun County, AL
As of 2025, the USDA loan threshold in Piedmont, situated in the county of Calhoun, AL, is $336,500. For a typical single-family home, the FHA loan cap is $472,030.
Employ the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today. Our calculator helps you evaluate the required income, credit, reserves, and documents for qualification. You can assess USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program for your financial situation in .
2025 Loan Limits and Downpayment Details in Piedmont, County of Calhoun, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Piedmont, AL
Lendersa® is dedicated to securing the optimal USDA or FHA loan for you quickly and effortlessly. Choose any of three starting options to engage with lenders and discover the USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available solely in rural neighborhoods. It requires no down payment, which contrasts with FHA loans that need at least 3.5% down payment.
At Caro, we are focused on changing people’s lives with creative problem-solving solutions to the financial challenges life throws at you, both simple and complex. We give you the tools you need to succeed, help you achieve your goals and work together on a plan that is easy to follow. Caro treats every person with equal importance.
Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country.
KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
577 Dr Martin Luther King Jr Avenue, Memphis, TN, 38126
Memphis Municipal Employees Federal Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
"We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together.
Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."
Since 1973, Bank of Pensacola has been dedicated to the needs of local service members and their families. It began with Admiral John Dale Price’s desire to provide a full service bank dedicated to the service member aboard Naval Air Station Pensacola. The dream of a bank that could help service members worldwide became a reality when our founder
Town & Country Bank and Trust Co., headquartered in Bardstown, KY, has been serving the Central Kentucky community for over 100 years. We are a locally owned and operated, full-service, community bank offering exceptional products and services to consumer and business customers. We also offer wealth management services through our Trust division.
Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients.
With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.
"JPMortgage Company is committed to providing you with the best and lowest mortgage rates and closing costs available.
Our experienced JP Mortgage Company Professionals can help you make an informed, educated decision on your mortgage anywhere in the State of Kentucky or Indiana."
Mobile Educators Credit Union was established in 1954 to provide financial services to faculty & staff of the Mobile County School System. Since 1954 we have grown to more than 9,000 members & expanded our field of membership to include anyone who lives, works, or attends school in Mobile, Baldwin, Clarke, Escambia, Monroe, or Washington Counties.
