In 2025, the USDA loan limit for Homewood in Jefferson County, AL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today. You can determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side-by-side, helping you decide which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Homewood, County of Jefferson, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Homewood, AL
Lendersa® aims to provide the best possible USDA or FHA loans quickly and easily. Choose from one of three methods to match with lenders and access USDA loan programs.
A USDA home loan, guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
777 Cleveland Avenue, Suite 101, Atlanta, GA, 30315
The Dimensions Mortgage Company is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
CR Mortgage Solutions company is an experienced, independent and local mortgage broker in the Grant Park area, specializing in home loans and refinancing. We work with a variety of banks to find the best residential mortgage loan at the best rate, and we can help you every step of the way, all the way to closing on your new home
First Commerce Bank was the dream of a group of local people who saw the need for a locally owned, locally managed community bank. With the help of over 1,000 shareholders, that dream became a reality on December 2, 2002. Our goal is to provide our community with competitive banking products that meet our customers' needs.
Mutual Savings was established in 1933 by eight Atlanta Gas Light Company employees who pooled their funds together to establish the Credit Union. Recall in 1933 it was the great depression when more than 5,000 banks failed and the unemployment rate peaked at twenty-five percent. It was a time when Atlanta Gas Light Company employees.
1776 Peachtree Street NW, Suite 300, Atlanta, GA, 30309
Georgia Banking Company (GBC) is a full-service, commercial community bank headquartered in Atlanta, Georgia. GBC’s team of veteran bankers know their communities and are focused on leveraging technology to deliver an exceptional service experience to meet the needs of growing businesses and private banking clients. The bank also offers a unique su
At TLA, we provide professional counseling services to homeowners in order to help them resolve mortgage delinquency and default, which ultimately ends in foreclosure.
Our primary objective at TLA is to preserve homeownership.
TLA provides Professional Counseling services to both families and individuals.
1100 Peachtree Street NE, 11th Floor, Atlanta, GA, 30309
Loangiant LLC is a Georgia Domestic Limited-Liability Company filed On July 12, 2019. The company's filing status is listed as Active/Compliance and its File Number is 19095669.
The Registered Agent on file for this company is Katherine Loyd and is located at 1100 Peachtree Street Ne 7th Floor, Atlanta, GA 30309.
1801 Peachtree Street, Suite 150, Atlanta, GA, 30309
Mark Dodson, a mortgage broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning to the end of the process. Mortgage Capital Advisors NMLS #1184206 broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning
1075 Peachtree Street NE, Suite 3650, Atlanta, GA, 30309
Harbor Equity management team has over 75 years experience in this marketplace with tens of millions of profits under its management. In 2009 residential, not commercial, real estate collapsed and the accompanying credit crunch afforded us the opportunity to pursue its management of a publicly held company.
