USDA VS FHA in Thomasville, Clarke County, AL

In 2024, USDA loan limit in Thomasville, county of Clarke, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Thomasville, county of Clarke, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Thomasville, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • E Mortgage Home Loans, Inc
  • 1111 Sixth Avenue, Suite 300, San Diego, CA, 92101
  • Bringing over 20 years of extensive hands-on experience to the table, our mortgage brokering company makes sure you and your loved ones are living in the home of your dreams while saving every penny. Fully licensed in California, Colorado and Florida, we have had the opportunity to broker deals here locally in San Diego and beyond.
  • HNM Lending
  • 1420 Kettner Blvd, Suite 100, San Diego, CA, 92101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Home Loan Advantage
  • 717 Union Street, Suite K, San Diego, CA, 92101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • JGO Mortgage Inc
  • 1111 6th Avenue, Suite 300, San Diego, CA, 92101
  • JUAN OCHOA - BROKER/LOAN ORIGINATOR has been in the real estate finance business since 2009. Mr. Ochoa received a bachelors degree in Civil Engineering from Cal Poly State University, San Luis Obispo. Cal Poly's curriculum, which revolved heavily on the philosophy of lean by doing, taught him to adapt and thrive in the engineering business.
  • Moore Home Loans
  • 604 India Street, San Diego, CA, 92101
  • With over 25 years' experience, Don Moore consistently provide his clients the very best advice and guidance on refinances, purchase loans and cash-out loans. My firm is fully licensed, certified and approved to handle all Conventional, FHA, VA, Conforming and Jumbo loans. Don always available to answer your home loan questions and to help you.
  • TR Mortgage
  • 501 W Broadway, Suite 800, San Diego, CA, 92101
  • At TR Mortgage. We are a full-service mortgage company based in San Diego, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or Refinancing in California, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Whitman Metropolitan, Inc.
  • 964 Fifth Avenue, Suite 229, San Diego, CA, 92101
  • Whitman Metropolitan, Inc isCOMMITTED to providing the best possible service to our clients at the lowest possible cost. We understand the importance of a good value in times when the real estate market isn’t always offering it. Whitman Metropolitan, Inc. is a CA & FL Broker currently licensed in the States of California & Florida.
  • MDC Financial Service Group, Inc.
  • 2455 4th Avenue, San Diego, CA, 92101
  • Our more than 100 years of home loan experience shows that we’ve closed a lot of loans, but what has made us a favorite referral from top real estate agents is our abilities to transform our customers into qualified, confident buyers. By putting relationships first, we can help you find a loan that fits your unique situation.
  • Own Mortgage, Inc
  • 2455 4th Avenue, San Diego, CA, 92101
  • Own Mortgage is San Diego and Orange County based Mortgage company We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process
  • Summit Point Financial Group, Inc.
  • 2535 Kettner Boulevard, Suite 2A5, San Diego, CA, 92101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American Security Mortgage
  • 108 Ivy Street, San Diego, CA, 92101
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financial needs. Whether you are a first time or seasoned home buyer purchasing your dream home,