USDA Loan Vs. FHA loan pro & con Thomasville, Clarke County, AL

In 2025, USDA loan limit in Thomasville, county of Clarke, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Thomasville, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(916) 622-2235 Lender's profile and map Reviews Simpson Real Estate and Loan Inc 2265 Torc Mountain, Lincoln, CA, 95648 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans and real estate services to our clients while providing them with a smooth transaction along with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
(408) 892-3523 Lender's profile and map Reviews Lighthouse Mortgage Company, Inc. 570 East 5th Street, Suite 150, Lincoln, CA, 95648 Lighthouse Started in 1983 and grew thru out the Bay Area and expanded to the Sacramento Region in 2001. We specialize in every type of financing program from conventional, FHA, and USDA, to commercial and hard money lending as well. We have provided top level service both in our mortgage loans as well as our real estate agents
(916) 949-9637 Lender's profile and map Reviews Tobias Mortgage Company 110 Gateway Drive, Suite 130, Lincoln, CA, 95648 For over 13 years, Tobias Mortgage CompanyÂ has served individuals and families in the Greater Sacramento, CA Area with all their mortgage needs, including buying a home and refinancing a home loan. We have extensive knowledge of theÂ home buyingÂ process (not just the mortgage)Â and we use that experience to consultÂ
(916) 223-8492 Lender's profile and map Reviews AGM Capital Mortgage Corporation 605 Lincoln Blvd, Suite 200, Lincoln, CA, 95648 "AGM Capital Mortgage Corporation was formed to offer you, the consumer, the Lowest Rate at the Lowest Cost that you qualify for. The opening statement on our web page by Michael Girard is a true statement in the belief that you owe it to yourself to KNOW that your bottom line costs matter. Purchasing your home is often your BIGGEST INVESTMENT
(916) 332-1056 Lender's profile and map Reviews Client 1st Mortgage 5777 Madison Avenue, Suite 605, Sacramento, CA, 95841 Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not as a number.We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a “common sense” approach and will help you.
(916) 242-5916 Lender's profile and map Reviews Patron Mortgage 4829 Argyle Ln, Sacramento, CA, 95841 Patron Mortgage is a California Mortgage Company working with borrowers throughout California. I am a senior loan officer and real estate broker with over ten years experience. I can assist you with home purchase loans, refinancing, reverse mortgages, ITIN loans, land loans, construction loans, hard money loans,
(916) 338-3232 Lender's profile and map Reviews Blackburne & Sons Realty 4811 Chippendale Drive, Sacramento, CA, 95841 Blackburne & Sons Realty Capital Corporation is a $50 million hard money commercial lending company. We syndicate the investment funds of about 900 accredited, private investors and use these funds to make permanent first mortgage loans on standing commercial properties.The company has been in business since June of 1980.
(916) 456-1000 Lender's profile and map Reviews California Capital Mortgage Company 401 Watt Avenue, Suite 5, Sacramento, CA, 95864 California Capital Mortgage Company was founded in 2008 and continues to grow and develop year after year. At California Capital, we have a dedicated team and we love what we do; this dedication permeates into every part of our company, enabling us to do everything efficiently from providing the highest level of customer service
(866) 462-4896 Lender's profile and map Reviews City Center Financial 3626 Fair Oaks Blvd, Suite 100, Sacramento, CA, 95864 The City Center Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Our Mortgage Advisors here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(916) 885-1600 Lender's profile and map Reviews CalStateLender, Inc. 530 La Sierra Drive, Sacramento, CA, 95864 "CalStateLender, Inc. is a Local Mortgage Brokerage located in Sacramento California. Started by industry veteran Sean Safholm to offer more options for local home buyers with super competitive rates & fees. The Mortgage Broker industry is seeing tremendous grown in the recent years as smart consumers learn that the Broker can offer the same mon
(800) 556-6768 Lender's profile and map Reviews First U.S. Community Credit Union 580 University Avenue, Sacramento, CA, 95826 First U.S. has been making a difference in the financial lives of our members with affordable loans, generous savings programs and friendly, personal service full line of savings options, loan solutions and decades of home financing experience, First U.S. has the products and services you need to achieve your goals.