USDA Vs. FHA Pro and Con comparison in Jasper, Walker County, AL
During 2025, the USDA loan limit for Jasper, located in the county of Walker, AL, is $336,500, while for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates and identify the required income, credit, reserves, and documents needed for eligibility. Our modern mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Jasper, Walker, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jasper, AL
Lendersa® is committed to securing the optimal USDA or FHA loan quickly and with ease. Choose one of three options that lead to matching lenders with USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and is also known as a rural development loan or USDA mortgage. Available only in rural areas, USDA loans require no down payment, unlike FHA loans which need a minimum 3.5% down.
At Welcome Mortgage, we offer custom solutions for your financing needs. Our qualification process is simple and quick, and we guide you from loan application to closing. We provide expertise and education every step of the way in-person and virtually, without any automated systems.
"We are mortgage broker company. We are here to find the best mortgage rate for our local clients.
Build Your LEGACY through Home ownership; We are here for YOU! We can help refinance your existing mortgage or get a loan to purchase a new home. Jason Lin Mortgage Broker/Owner at Legacy Mortgage Company."
QNB will help you achieve your goals by providing a total financial relationship built upon exceptional personal service and a sincere interest in your success. Our Customers always come first and perceive the Bank as a trusted resource in achieving their financial goals. QNB takes pride in being one of the few surviving independent banks in Bucks.
First State Bank of LeCenter provides banking services. The Bank offers checking accounts, credit and debit cards, loans, payment protection, bill payment, and online banking services. First State Bank of LeCenter serves clients in the State of Minnesota. First State Bank is located in Le Center, Minnesota, and was founded in 2009.
At The State National Bank of Groom, we value our customer relationships. Our mission is to be the outstanding banking organization in our trade territory, capable of successfully competing against organizations that are marketing the same products and services.We will achieve this by consistently delivering superior service
The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years.
We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.
American Heritage is a credit union, not a bank. Since we provide all of the same services and conveniences as a bank, take a closer look at what makes us different – and better! American Heritage will never be a faceless, business-first organization. We are a community of members. We live and work together. We are family.
"A Mortgage Broker in Philadelphia, we specialize in closing challenging loans. Whether you are looking to purchase or refinance, we have access to a full line of loan options from many different banks to offer you the best loan that fits your specific needs.
Since everyone has different needs, with us you have options, many options."
Lakewood Credit Union was chartered May 19, 1961, serving the community surrounding Rib Lake, Wisconsin. The local business leaders created the credit union in order to help those that live within the area. The name of the credit union was determined through a vote by the Rib Lake High School students.
