During 2026, the USDA loan limit for Jasper, located in the county of Walker, AL, is $336,500, while for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates and identify the required income, credit, reserves, and documents needed for eligibility. Our modern mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best suits your financial situation.
2026 Loan Limits and Down Payment Requirements in Jasper, Walker, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jasper, AL
Lendersa® is committed to securing the optimal USDA or FHA loan quickly and with ease. Choose one of three options that lead to matching lenders with USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and is also known as a rural development loan or USDA mortgage. Available only in rural areas, USDA loans require no down payment, unlike FHA loans which need a minimum 3.5% down.
Bank of Walker County is owned by local people for local people. The decision may take a few minutes, a few hours or a few days, but if it is legal, moral, without undue risk and if our staff thinks it is doable, count on us to be more flexible and innovative in meeting your needs than any other bank
Security Federal Providing excellent service to our customers is our primary objective. Each employee must be committed to excellence in order to achieve this objective. As a small community Bank where each employee has contact with customers, YOU represent the Bank. Our actions and attitude can either gain customers or lose them.
"Hiott Financial Corporation was incorporated in 2003. We are dedicated to building relationships with our clients in a dynamic lending environment. HFC offers many mortgage products to meet the needs of our clients including USDA, FHA, Conventional, and VA. We enjoy alot of tradition and beauty here in the State of Alabama."
The Citizens Bank of Winfield is located in Winfield, AL. Our primary mission has always been to serve the banking needs of the community & a part of this has been keeping the bank financially strong and safe. With the economy in a weakened condition, it is important for our bank to remain strong & safe to retain the confidence of our customers.
The Hutson Company is a mortgage loan company that serves the entire state of Alabama. We specialize in brokering purchase mortgage loans for new and existing homes and also in refinancing existing mortgages. The Hutson Company has been in business for over 30 years. The Hutson Company does all types of mortgage loans including FHA, VA, USDA
Premier Bank in Cullman to meet the needs of our community. Since that time, we have served many businesses, families, and individuals throughout North Alabama.Whatever the need, the decision is made locally, by people you know and trust, who take pride in being a part of this community
Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.
Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905. First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.
Cullman Savings Bank is a Bank with operations in one state. Cullman Savings Bank offers numerous mortgage programs including conventional, FHA, VA and construction mortgages and We offer competitive mortgage loan rates with local customer service to help you find the mortgage loan that is right for you
