USDA Loan Vs. FHA loan pro & con for Lanett, Chambers County, AL

In 2025, USDA loan limit in Lanett, county of Chambers, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lanett, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(401) 397-1900 962 miles Lender's profile and map Reviews Ocean State Credit Union 1584 Nooseneck Hill Rd, Coventry, RI, 02816 Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.
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(413) 772-0293 963 miles Lender's profile and map Reviews Greenfield Co-operative Bank 63 Federal Street, Greenfield, MA, 01301 Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.
(413) 774-6700 963 miles Lender's profile and map Reviews Franklin First FCU 57 Newton Street, Greenfield, MA, 01301 Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
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(413) 774-3191 963 miles Lender's profile and map Reviews Greenfield Savings Bank 282 Avenue A, Turners Falls, MA, 01376 Greenfield Savings Bank has stayed true to its mission to provide a secure place for local residents to save and to access financial products and resources. Today, we continue that commitment with offices throughout Franklin and Hampshire Counties and through online and mobile banking.
(320) 234-0621 963 miles Lender's profile and map Reviews Citizens Bank & Trust Co 102 Main St South, Hutchinson, MN, 55350 Citizens Bank and Trust, your hometown bank since 1886. We are proud to provide personal banking, commercial banking, agricultural banking, and mortgage lending to Hutchinson and the surrounding area. As one of the few remaining independent banks, we can provide you with fast and flexible service that is unmatched by others.
(906) 827-3240 963 miles Lender's profile and map Reviews Settlers Federal Credit Union 14623 M-28, Bruce Crossing, MI, 49912 Settlers Federal Credit Union was established in 1932 by a small group of local farmers who had a difficult time getting financing to plant their crops or feed their livestock. The beginning financial reports showed assets of $750.00. We continue to believe in serving our communities and providing financial services.
(806) 359-8571 963 miles Lender's profile and map Reviews The People's Federal Credit Union 7200 Hillside Road, Amarillo, TX, 79109 The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon. The mission of The People's Federal Credit Union is to be the Members' primary financial institution.
(806) 354-2166 963 miles Lender's profile and map Reviews Amarillo Postal Employees Credit Union 2400 Hobbs Road, Amarillo, TX, 79109 Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.
(806) 353-9999 963 miles Lender's profile and map Reviews Access Community Credit Union 6401 South Bell Street, Amarillo, TX, 79109 Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.