In the year 2026, the USDA loan limit for Roanoke in Randolph County, AL, is $336,500. Similarly, for a single-family home, the FHA loan cap is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates available today. Determine what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options to help you identify the most suitable program for your particular financial need in .
Loan Limits and Down Payment Requirements in Roanoke, Randolph, AL for 2026
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Roanoke, AL
The goal of Lendersa® is to quickly connect you with the most appropriate USDA or FHA loan, hassle-free. Select one of three pathways to match with lenders offering USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is available exclusively in rural areas. This loan, also known as the USDA rural development loan or USDA mortgage, does not require a down payment, unlike FHA loans, which demand a minimum of 3.5% down payment.
At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.
Citizens First Mortgage Lending, LLC has been in business since 2018 with loan officers having experience over 20 years in the industry. Providing the best Options for purchasing or refinancing your home loans We pride ourselves on transparency and honesty from start to finish. We work as a team with the borrower providing.
Auburn, Kentucky was a private bank organized by G.W. Davidson within the years 1875 to 1880, which occupied a brick building in what is commonly known as “the old brick row” on the south side of Main Street in Auburn. These buildings burned within a few years and were rebuilt, the bank occupying the building.
Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans
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United 1st Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.
The Bank of Wiggins opened on December 4, 1916, after the former Peoples Bank in Wiggins was liquidated. According to an article in the Stone County Enterprise, December 1, 1966, Murphy Cooper arrived in Wiggins on the night of December 3, 1916, by train with the necessary cash with which to open the bank.
