FHA Vs. USDA loan program for Lincoln, Talladega County, Alabama

In 2025, USDA loan limit in Lincoln, county of Talladega, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lincoln, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(631) 389-2250 876 miles Lender's profile and map Reviews SouthFork Funding 2000 Arctic Avenue, Bohemia, NY, 11716 SouthFork Funding offer a variety of loans for both homeowners and future homeowners. With over 3 billion in loans originated, customer satisfaction is our top priority. Together, we work hard to be leaders in the industry, to stand out from the competition, securing loans when others cannot. Southfork Funding can close loans in 30 days or less
(651) 436-3220 876 miles Lender's profile and map Reviews Boundary Waters Bank 2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129 BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.
(620) 675-8611 877 miles Lender's profile and map Reviews Centera Bank 119 South Inman Street, Sublette, KS, 67877 Centera Bank was originally chartered in 1937 under the name of The Haskell County State Bank. The original bank originated from the merger of three banks: Copeland State Bank, Satanta State Bank and Santa Fe State Bank. It was locally owned from 1937 to 1977. In 1977 a one-bank holding company, Santa Fe Trail Banc Shares, Inc, was formed.
(952) 736-1111 877 miles Lender's profile and map Reviews Distinctive Mortgages 13754 Frontier Ct, Suite 107, Burnsville, MN, 55337 Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you.
(952) 445-9600 877 miles Lender's profile and map Reviews Mortgages By Noone, LLC 2508 Dana Drive, Burnsville, MN, 55337 Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
(952) 881-3630 877 miles Lender's profile and map Reviews Minnesota Financial Solutions, LLC 201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337 At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.
(631) 589-3600 877 miles Lender's profile and map Reviews The Mortgage Outlet New York 280 West Main Street, Sayville, NY, 11782 The Mortgage Outlet has originated over $500 million in mortgage loans. We are family owned and operated and have been at the same location, in Sayville. Our philosophy is plain and simple; a satisfied client is our best form of advertising. We provide competitive mortgage products combined with superior customer service
(203) 853-6668 878 miles Lender's profile and map Reviews Cannondale Financial LLC 144 East Avenue, Suite 200, Norwalk, CT, 06851 CANNONDALE FINANCIAL LLC has been in business since 1997. We are licensed in New York and Connecticut. We offer mortgage for Residential, Commercial, FHA, VA, USDA, HELOC, Reverse Mortgage and Construction financing There are many factors in looking for the right home loan including your needs, finances and history
888-268-7778 878 miles Lender's profile and map Reviews South End Capital Corporation 101 Merritt 7 Corporate Park, Suite 300, Norwalk, CA, 06851 Founded in 2009, South End Capital is a nationwide, non-conforming lender and intermediary. We offer mortgages secured by commercial and investment residential real estate, as well as collateralized and uncollateralized business loans. Our technology-enabled platform delivers a streamlined loan process, and we are committed to providing excellent s
(651) 383-4000 878 miles Lender's profile and map Reviews Associated Healthcare Credit Union 6789 Upper Afton Road, Woodbury, MN, 55125 AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.