USDA VS FHA in Talladega, Talladega County, AL

In 2025, USDA loan limit in Talladega, county of Talladega, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Talladega, county of Talladega, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Talladega, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Faith Mortgage
  • 25 Melville Park Road, Suite 100, Melville, NY, 11747
  • "We are a Faith Focused Mortgage Team. Serving clients across the United States. And helping families with arguably the most important purchase of their life. What’s special here though… is that we’ve gotten to put together a team with Christian values, faith & family at our core."
  • Interstate Home Loan Center, Inc
  • 40 Marcus Drive, Suite 100, Melville, NY, 11747
  • We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.
  • East Coast Capital Corp
  • 25 Melville Park Road, Melville, NY, 11747
  • East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.
  • Affordable Financial Services Ltd.
  • One Huntington Quadrangle, Suite 1N09, North Tonawanda, NY, 11747
  • With our highly knowledgeable and professional Mortgage Consultants and Processing Department, we will get you the best loan to fit your needs. As an industry leader, Affordable Financial Services LTD takes pride in our vast knowledge of the mortgage industry and its products available to today’s borrower.
  • US Mortgage Corporation
  • 201 Old Country Rd, Suite 140, Melville, NY, 11747
  • Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We were founded by Steven A. Milner over 2 decades ago, and have been committed to “Helping You Make It Home®” since. Founded in 1994
  • Reliant Home Funding, Inc
  • 445 Broad Hollow Rd, Suite 334, Great Neck, NY, 11747
  • Reliant Home Funding is a tried and true mortgage lender serving clients nationwide. We understand that owning a home is a big deal – and you deserve the right home loan for the job. That’s exactly what we’re committed to providing and We are uniquely positioned on the wholesale mortgage market to provide our clients.
  • Northern Interstate Bank, National Association
  • 501 W. US Highway 2, Norway, MI, 49870
  • Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind. Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.
  • The Delaware National Bank of Delhi
  • 124 Main Street, Delhi, NY, 13753
  • The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. We are also the 25th oldest bank in the country, and the 3rd oldest in New York State. In 1839 we opened our doors for business on the second floor of a storefront on Delhi's Main Street. In 1841
  • Battle Creek State Bank
  • 202 W Main St, Battle Creek, NE, 68715
  • Battle Creek State Bank prides itself on being an independent, locally owned bank serving the financial needs of Battle Creek and its surrounding area in Northeast Nebraska. We are dedicated to providing professional banking services. We treat people the way we would like to be treated, with complete honesty and confidentiality.
  • Iron Mountain-Kingsford Community Federal Credit Union
  • 400 South Carpenter Avenue, Kingsford, MI, 49802
  • The Iron-Mountain Kingsford Community Federal Credit Union has been serving the Iron Mountain-Kingsford area for over 70 years. We are member-owned and a not-for-profit financial institution located in Kingsford, MI. We started in 1948 as the Ford Iron Mountain Employees Federal Credit Union
  • The First National Bank at St. James
  • 202 1st Avenue South st., Saint James, MN, 56081
  • First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.