USDA Loan Vs. FHA loan pro & con for Talladega, Talladega County, AL

In 2025, USDA loan limit in Talladega, county of Talladega, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Talladega, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(518) 783-2211 929 miles Lender's profile and map Reviews Community Resource Federal Credit Union 20 Wade Road, Latham, NY, 12110 We offer outstanding rates and low fees on a full range of financial products. Our mission is to improve the lives of our members and community by providing access to affordable, reliable and solution based financial services. Our mission is to improve the lives of our members and the community by providing access to affordable
(866) 786-6275 929 miles Lender's profile and map Reviews Sunmark Credit Union 1187 Troy Schenectady Road, Latham, NY, 12110 Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.
(518) 782-1202 929 miles Lender's profile and map Reviews Maple Tree Funding 1202 Troy Schenectady Rd, Bldg 3, Latham, NY, 12110 Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury
(518) 495-0047 929 miles Lender's profile and map Reviews FREEDOM ONE FUNDING, INC 404 Troy Schenectady Rd, Latham, NY, 12110 Low rate mortgage refinancing, FHA loan rates, fixed mortgage refinance, low equity loans, refinance mortgages, second mortgage rates, home equity loan and new home financing provided by Freedom One Funding. Freedom One Funding, Inc. – Registered Mortgage Broker – NYS Dept. of Financial Service. Loans arranged through third party providers.
(518) 782-1855 929 miles Lender's profile and map Reviews Northeast Funding Services, Inc. 30 Century Hill Dr Suite 103, Latham, NY, 12110 Northeast Funding is a Licensed Mortgage Broker in both New York and Connecticut. As a broker we do the hard part for you. We shop out the interest rate between several local, regional, and national banks to find which one is the for you. We make the process as simple as we can for you.
(860) 767-4414 929 miles Lender's profile and map Reviews Essex Savings Bank 35 Plains Road, Essex, CT, 06426 Essex Savings Bank is a FDIC insured, state chartered, mutual savings bank established in 1851. The Bank serves the Connecticut River Valley and shoreline with six offices in Essex (2), Chester, Madison, Old Lyme and Old Saybrook providing a full complement of personal and business banking. Financial, estate, insurance
(860) 767-1055 929 miles Lender's profile and map Reviews Corner Mortgage 56 Plains Road, Essex, CT, 06426 "We encourage people to call with any questions they may have about the mortgage or home buying process. We gladly give free consultations and pre-qualifications. We believe it is very important for borrowers to understand the entire mortgage process. We are open Monday through Friday, and Saturday and Sunday by appointment."
(320) 420-5259 930 miles Lender's profile and map Reviews Homewise Mortgage, LLC 9096 140th St NW, South Haven, MN, 55382 Greg has been in the mortgage industry for over 21 years. In that time he has helped hundreds of individuals to meet their goal of either purchasing a new home, refinancing an existing mortgage to save money, or consolidate their debts, enabling them to become debt free at a much faster pace.
(906) 224-9581 930 miles Lender's profile and map Reviews The First National Bank of Wakefield 400 Sunday Lake St., Wakefield, MI, 49968 The FNB of Wakefield continues looking to keep its community updated with the best customer service and financial products and services available. The directors and shareholders live and work in Gogebic County and know the importance of a community bank that understands the needs of its customers!
(860) 961-5939 930 miles Lender's profile and map Reviews MJ Mortgage Services, LLC 44 Seneca Road, West Hartford, CT, 06117 At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117
(860) 989-1683 930 miles Lender's profile and map Reviews Guaranty Federal Financial Corporation 11 Timberwood Road, West Hartford, CT, 06117 A full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.