In 2025, the USDA loan cap for Pell-City, situated in St. Clair county, AL, is $285,000, whereas the FHA cap for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today. This tool helps you ascertain the required income, credit reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, enabling you to select the best option in for your financial needs.
2025 Loan Caps and Downpayment Details in Pell-City, St. Clair, AL
Loan Type
Maximum Loan
Min. Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Programs in Pell-City, AL
Lendersa® aims to swiftly secure the best USDA or FHA loans for you, with minimal hassle. Choose one of three initial methods that match you with appropriate lenders and USDA loan programs.
A USDA home loan, assured by the Department of Agriculture, also referred to as a rural development loan or USDA mortgage, is available solely in rural neighborhoods. While FHA loans require a minimum down payment of 3.5%, USDA loans require none.
11140 Rockville Pike, Suite 400, Rockville, MD, 20852
Abel Commercial Funding offers business and commercial real estate financing products all over the country and is a leading lender for commercial finance. We have spent years helping businesses of all sizes thrive in an up and down market. We know you need plenty of working capital to keep your business successful
Credit Union Advantage has been providing financial services to members and their families since 1969. Initially the credit union was named Providence Hospital Employees Credit Union and in 2002 we began to also serve the employees of the St. John Health System, which includes Providence Hospital. Our name was changed at that time to Credit Union A
Southeast Michigan State Employees Federal Credit Union
17135 W Ten Mile Road, Southfield, MI, 48075
Southeast Michigan State Employees (SMSE) Federal Credit Union is a democratically controlled, co-operative financial institution.SMSE Federal Credit Union was formed to serve employees of the State of Michigan and employees of local governments, working in Lenawee, Livingston, Macomb, Monroe, Oakland, St. Clair, Washtenaw, and Wayne Counties.
Castle Commercial Capital facilitates financing for business owners as well as investors and developers of commercial real estate nationwide. We can provide financing from a basic apartment refinance loan to a mixed-use new development and construction loan. We can finance your property with fixed low rate.
18877 West 10 Mile Road, Suite 250, Southfield, MI, 48075
Great Lakes Mortgage Brokers LLC, located in Southfield, MI, and Boca Raton, FL is a leading provider of financial services. We specialize in helping businesses and individuals reach their financial goals by providing a wide range of lending & insurance options.We use our more than 20 years of experience to provide clients with financial services.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
25800 Northwestern Hwy, Suite 110, Southfield, MI, 48075
John Adams Mortgage is a Michigan based, full service mortgage lender. As a lender, we originate, process, underwrite, close and insure our own loans. Our strength and knowledge of the mortgage industry has allowed us to successfully weather the vast changes over the past few years.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
