In 2025, the USDA loan limit in Oxford, within Calhoun county, AL, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping decide which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Oxford, County of Calhoun, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Oxford, AL
Lendersa® aims to provide you with the best USDA or FHA loans quickly. Start by choosing from three approaches that will align you with lenders and USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.
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980 Birmingham Road, Suite 501-356, Milton, GA, 30004
Regent Mortgage Corporation (RMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind
"Good Friend Mortgage is a residential home loan mortgage company that focuses on helping people build wealth through honest and transparent real estate financing in the Atlanta region, Georgia and Florida.
Good Friend Mortgage was founded in 2004 by Deborah Switts in Roswell, GA."
4005 Nine McFarland Dr, Suite 200, Alpharetta, GA, 30004
Buying a home is a big decision. You’re making a longterm investment to help secure your family’s future. You can count on Alan Christian Mortgage Team to help you through the process.We dedicate our many years of experience to providing clients the best loan opportunities in the market.
1835 Lockeway Drive, Suite 306, Alpharetta, GA, 30004
Our experienced loan consultants will give you personal attention and treat you with the respect you deserve . We understand that purchasing a new home or refinancing your current home can be one of the biggest decisions you will make in your lifetime. That’s why we are committed to making the process as comfortable and hassle free as possible.
1865 Lockeway Drive, Suite 605, Alpharetta, GA, 30004
Home Lenders of Georgia, our experienced mortgage consultants will help you find the best mortgage. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products from FHA Home Loans to VA Loans and all programs in between. We pride ourselves on outstanding customer service
4005 Nine McFarland Dr, Suite 250, Alpharetta, GA, 30004
OPTIONS MORTGAGE SERVICES We don't want you to be a story we hear at our next Dinner Party. We specialize in thoroughly pre- qualifying our clients before they ever go out looking for their dream homes. Many Lenders will promise you anything to get you in the door. Then, when and if you get to closing, they will change the loan program
8300 Knollbrook Lane, Suite 100, McDonough, GA, 30253
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the most competitive interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
8000 Avalon Blvd, Suite 100, Alpharetta, GA, 30009
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11770 Haynes Bridge Rd, Suite 205-502, Alpharetta, GA, 30009
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
