USDA Loan Vs. FHA loan for Oxford, AL [ best of 2023]

In 2024, USDA loan limit in Oxford, county of Calhoun, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Oxford, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

603 759 2112 http://privatemoneynh.com/ 1012 miles Lender's profile and map Reviews Blue Note Capital LLC 13 Pinewood Rd, Hudson, NH, 03051 Blue Note Capital specializes in private financing for acquisition and rehabilitation of single and multi family residential properties in New Hampshire. We work with borrowers throughout the state and provide them with fast funding for their real estate investment projects. We have funded over $12 million in various size projects from Hinsdale t
(781) 905-1500 https://www.memberspluscu.org/branch/medford/ 1012 miles Lender's profile and map Reviews Members Plus Credit Union 29 High Street, Medford, MA, 02155 Members Plus Credit Union is a community-chartered credit union owned by over 14, 000 members with branches in Medford, Dorchester, Everett, Norwood and Plymouth. The Credit Union, like all credit unions, is a not-for-profit cooperative. It is owned, managed and operated by members. Our mission is to provide quality, innovative, competitive,
(617) 269-2700 https://www.massbaycu.org/ 1012 miles Lender's profile and map Reviews Mass Bay Credit Union 147 West 4th Street, South Boston, MA, 02127 Mass Bay Credit Union serves over 18, 000 Members, manages over $220 million in assets, and operates under the Credit Union ideal of "People Helping People." We are 100% committed to providing our Members with the best banking value, products and services available, with state-of-the-art technology and unparalleled access
(617) 269-1450 https://www.taupaboston.com/ 1012 miles Lender's profile and map Reviews Taupa Lithuania Federal Credit Union 368 West Broadway, South Boston, MA, 02127 Taupa Lithuanian Federal Credit Union! 2019 we celebrated our 39th anniversary. The credit union has 1,800 members and $22 million in assets. We offer to our members: Best CD rates, MasterCard® Credit Card (no annual fees), Scorecard Bonus Points, Debit Card, Online Banking and Bill Pay all FREE. Our Personal and Business Checking accounts
(617) 717-6100 https://www.ethicwealthbank.com/ 1012 miles Lender's profile and map Reviews Ethic, a Wealth Bank 125 High Street, 17th Floor, Boston, MA, 02110 We created Ethic, A Wealth Bank to fulfill a need. People want to feel connected, understood, and valued. We understand this only can be accomplished through building meaningful and long-lasting relationships, which is why relationships are at the heart of all we do. Our mission is to provide clients with advice, tools, services and solutions.
(800) 327-8376 https://www.easternbank.com/ 1012 miles Lender's profile and map Reviews Eastern Bank 265 Franklin St, Boston, MA, 02110 Our history goes back over 200 years. We offer banking, investments, and insurance all under one roof, and we pride ourselves on working harder to understand our customers’ needs so we can deliver these services in a committed and personal way. Founded in 1818 and headquartered in Boston
(844) 947-2848 https://www.ownup.com/ 1012 miles Lender's profile and map Reviews Own Up 101 Arch Street, Suite 410, Boston, MA, 02110 Our founders used to be mortgage bankers, yet they didn’t go to their own bank to get a mortgage. Their expertise enabled them to pursue better financial outcomes elsewhere. They built Own Up to allow you to get your mortgage the same way they did. We use technology to simplify the home financing process.
617 947 8070 https://raygreen.com 1012 miles Lender's profile and map Reviews Raymond C. Green Companies 155 Federal St, Ste 1300, Boston, MA, 02110 The Raymond C. Green Companies is a direct, private lending organization located in Boston, MA. We provide fast, short term financing to builders, developers, and real estate investors throughout New England. Our borrowers are primarily those in need of closing quickly, and/or those seeking alternatives to traditional bank financing.
(888) 244-9099 https://www.forwardfinancing.com/ 1013 miles Lender's profile and map Reviews Forward Financing 53 State Street, Boston, MA, 02109 Forward Financing is a Boston-based financial technology company that provides fast, flexible working capital to small businesses nationwide. Our dedicated account representatives and advanced proprietary technology help our customers spend less time finding capital and more time growing their business.
(617) 912-1900 https://www.bostonprivate.com/ 1013 miles Lender's profile and map Reviews Boston Private 10 Post Office Square, Boston, MA, 02109 Boston Private We bring together a full spectrum of wealth, trust and banking services to give you the one trusted resource you need to simplify and strengthen your financial life. and also Boston Private is a bank with operations in four states. Boston Private offers numerous mortgage programs including conventional, jumbo, non-owner occupied, Hom