USDA Vs. FHA Pro and Con comparison in Livingston, Sumter County, AL
As of 2025, the USDA loan limit for Livingston in Sumter county, AL, is $336,500. In comparison, the FHA limit for a single-family home stands at $472,030. These figures are critical when considering financing options for homebuyers in these regions.
With the Lendersa® USDA loan calculator, you can evaluate today's best USDA versus FHA rates and assess the required income level, credit score, reserves, and documentation necessary to qualify. Utilizing our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side, aiding you in selecting the ideal program suited to your specific financial situation, whether you're looking in Alabama or elsewhere.
2025 Loan Limits and Down Payment Requirements in Livingston, Sumter, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore Your USDA and FHA Loan Opportunities in Livingston, AL
The purpose of Lendersa® is to facilitate obtaining the best USDA or FHA loan for you quickly and smoothly. Begin your journey by selecting one of three starter paths leading to the appropriate lenders and USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, serves rural communities exclusively. Unlike FHA loans which necessitate at least a 3.5% down payment, USDA loans require none, offering a valuable path to homeownership for those who qualify in rural areas.
Commercial Bank has been a proud local bank since 1893. We have an unwavering devotion to our neighbors and their futures. We make it our mission to reinvest in the community through donations, sponsorships and loans to support the growth of our local residents and businesses. We firmly believe that being local matters.
We have over 50 years of experience servicing the residents and workforce of Gratiot County. We are aware of our responsibility to serve our members and community. We strive to deliver professional, responsive, and personalized banking services to its depositors, borrowers, local businesses, and area professionals.
Money One Federal Credit Union is a not-for-profit, full service financial institution. We were formed in 1951 to promote wise financial responsibility and provide a source of low-cost credit. Money One is member owned and operated. Our only reason for existence is to help people do better financially.
9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774
The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area.
Whether you are first time home buyer, purchasing your dream home, refinancing.
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.
"Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide.
First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
New Albin Savings Bank is an independent community bank located in the far northeast corner of Iowa. Our trade area is defined as Allamakee County Iowa and Houston County Minnesota as well as neighboring counties in Iowa, Minnesota and Wisconsin. Individuals with ties to our trade area are also welcome customers
Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.
