USDA Vs. FHA Pro and Con comparison in Livingston, Sumter County, AL
As of 2026, the USDA loan limit for Livingston in Sumter county, AL, is $336,500. In comparison, the FHA limit for a single-family home stands at $472,030. These figures are critical when considering financing options for homebuyers in these regions.
With the Lendersa® USDA loan calculator, you can evaluate today's best USDA versus FHA rates and assess the required income level, credit score, reserves, and documentation necessary to qualify. Utilizing our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side, aiding you in selecting the ideal program suited to your specific financial situation, whether you're looking in Alabama or elsewhere.
2026 Loan Limits and Down Payment Requirements in Livingston, Sumter, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore Your USDA and FHA Loan Opportunities in Livingston, AL
The purpose of Lendersa® is to facilitate obtaining the best USDA or FHA loan for you quickly and smoothly. Begin your journey by selecting one of three starter paths leading to the appropriate lenders and USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, serves rural communities exclusively. Unlike FHA loans which necessitate at least a 3.5% down payment, USDA loans require none, offering a valuable path to homeownership for those who qualify in rural areas.
We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.
The Loan Tree specialize in FHA 203K & Fannie Mae HomeStyle Rehabilitation Mortgages that allow for the purchase or refinance of your home while providing additional funds for rehab/improvements We also offer Low/No closing cost Conventional mortgages as well as FHA & VA mortgages at low fixed rates
Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, AMG has grown to serve not only the greater New Jersey area, but also a vast portion of the United States. With branch offices up and down the East Coast
62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
As mortgage professionals, we strive to provide outstanding service as well as a variety of mortgage options and borrowing solutions for our clients at the best price.Since opening First Lenders Mortgage, we have grown from 1 owner, one office, and a few reps to 10 team members with diverse backgrounds and experience.
Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.
at Richmond County Mortgage strive to make customer service our priority. Our mission is to serve our customers with honesty, integrity, and competence.We have a hands-on approach and constant contact with each borrower, making it as seamless as possible throughout the mortgage process
620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.
our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan, which is why we pride ourselves on our guar
