USDA and FHA Pro and Con in Odenville, St. Clair County, AL
For the year 2026, the USDA loan limit in Odenville, situated within the county of St. Clair, AL, is set at $336,500. In contrast, the FHA loan limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to examine and compare the current top rates of USDA and FHA loans. This tool helps you understand the necessary income, credit score, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator further allows you to view USDA, FHA, Conforming, and VA loan options side by side, assisting you in determining which program aligns best with your financial goals in .
Loan Limits and Down Payment Requirements for 2026 in Odenville, St. Clair County, AL
Type of Loan
Maximum Amount
Obligatory Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover Your USDA and FHA Loan Choices in Odenville, AL
Lendersa® aims to secure the most favorable USDA or FHA loan for you efficiently and effortlessly. Begin by choosing from three options, each leading you to compatible lenders and suitable USDA loan programs.
The USDA home loan, endorsed by the United States Department of Agriculture, is commonly known as the USDA rural development loan or USDA mortgage. It is exclusively available in specified rural locales. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment at all, facilitating homeownership in rural regions.
The Polish & Slavic Federal Credit Union was established in 1976 by the founders of the Polish & Slavic Center led by Rev. Longin Tolczyk. The founders wanted to help immigrants who, upon arrival in New York City, wanted to buy houses in Greenpoint but were turned down by the banks. Banks were unwilling to extend credit for purchases
1110 Second Avenue, Suite 303, New York, NY 10022, USA, New York, NY, 10022
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575 Lexington Avenue, 4th floor, New York, NY, 10022
York Funding is a direct hard money bridge lender to real estate professionals engaged in the acquisition and renovation of one-to-four family houses, multi-family apartment buildings, mixed-use properties, retail, office, strip malls, warehouses, notes, buildable lots, commercial properties, hotels and halted new construction.
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