USDA Vs. FHA Pro and Con comparison in Odenville, St. Clair County, AL

In 2024, USDA loan limit in Odenville, county of St. Clair, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Odenville, county of St. Clair, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Odenville, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Martha's Vineyard Mortgage Company LLC
  • 107 Beach Road, Suite 101, Vineyard Haven, MA, 02568
  • Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors
  • ProBuilder Financial, LLC
  • 396 Washington Street, Suite 225, Wellesley Hills, MA, 02481
  • ProBuilder Financial is a direct, hard money lender, providing private acquisition, rehab, and construction loans to real estate builders and developers in New England. Loans based on the collateral value of the project, not on the credit history of the applicant. Creative and flexible financial solutions to meet the needs of your real estate proje
  • ProBuilder Financial LLC
  • 396 Washington Street Suite 225, Wellesley Hills, MA, 02481
  • ProBuilder Financial is the hard money lender of choice for professional real estate developers, builders, and investors in New England. ProBuilder Financial provides friendly, personalized service, unsurpassed responsiveness, deep industry knowledge, and immediate access to funds for short and intermediate term commercial loans. At ProBuilder Fina
  • Boston Mortgage Solutions, LLC
  • 1237R Highland Ave, Needham, MA, 02492
  • Boston Mortgage Solutions, LLC specializes in residential and commercial real estate mortgages. We are licensed in MA (NMLS MB2403) and NH (NMLS 12978-MBR) and we make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
  • Northstar Mortgage Corp
  • 555 High St, Suite 302, Westwood, MA, 02090
  • We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
  • Lincoln State Bank
  • 302 Main Avenue South, Hankinson, ND, 58041
  • In 1903 four brothers chartered Lincoln State Bank in Glenburn, ND. In 1935, upon request by several Hankinson, ND merchants, the Healy family moved the charter to Hankinson. The bank continued to serve Glenburn for a number of years through the operation of a paying and receiving station.
  • Easy Apps Mortgage Inc
  • 1044 Central Street, Suite 202, Stoughton, MA, 02072
  • Easy Apps Mortgage Working for our Borrowers and finding the best rates, programs, and costs is what we do best. We put you first and make sure your home purchase or refinance goes as EASY as possible! Our staff and experienced loan officers are available to you at all times and we gladly can meet with you.
  • Maritime Mortgage Corp
  • 4 Cabot Pl, #2, Stoughton, MA, 02072
  • Maritime Mortgage Corp opened its doors in 1989. Since then, we have been able to help thousands of people obtain affordable home financing. Our team of knowledgeable and friendly professionals work hard to ensure a smooth buying or refinancing process. Although our office is conveniently located in Stoughton, Ma, we are able to offer mortgage fina
  • Continental Funding Corp.
  • 7 Cabot Place, Stoughton, MA, 02072
  • Continental Funding Corp. scours the country for the lowest possible rates to offer our customers. By doing this, we can ensure that we will be able to offer the qualified borrower the best possible terms to meet their needs. We offer FNMA, FHLMC, FHA, VA, Rehab, USDA, Jumbo and Reverse mortgage programs to handle any situation a customer may have.