For the year 2026, the USDA loan limit in Odenville, situated within the county of St. Clair, AL, is set at $336,500. In contrast, the FHA loan limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to examine and compare the current top rates of USDA and FHA loans. This tool helps you understand the necessary income, credit score, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator further allows you to view USDA, FHA, Conforming, and VA loan options side by side, assisting you in determining which program aligns best with your financial goals in .
Loan Limits and Down Payment Requirements for 2026 in Odenville, St. Clair County, AL
Type of Loan
Maximum Amount
Obligatory Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover Your USDA and FHA Loan Choices in Odenville, AL
Lendersa® aims to secure the most favorable USDA or FHA loan for you efficiently and effortlessly. Begin by choosing from three options, each leading you to compatible lenders and suitable USDA loan programs.
The USDA home loan, endorsed by the United States Department of Agriculture, is commonly known as the USDA rural development loan or USDA mortgage. It is exclusively available in specified rural locales. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment at all, facilitating homeownership in rural regions.
Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.
Eastern Kentucky Federal Credit Union is a federally regulated, and non-profit credit union, established in 1969 by the employees of Kentucky West Virginia Gas Company located in Eastern Kentucky. On April 1, 2015 the board of directors voted to change the name to Eastern Kentucky Federal Credit Union.
The Owingsville Banking Company has a long and interesting history, but perhaps as interesting as the bank itself, is the building in which it resides. Since its charter in May of 1893, it has been housed in the "Owings House", a Federal-style dwelling constructed from 1811 to 1814.
16905 Northcross Drive, Suite 150, Huntersville, NC, 28078
Today, States Mortgage Company continues to expand it’s reach. With it’s best-in-class technology, comprehensive product menu and competitive rates we have established ourselves as a mortgage leader in the market. Let one of our experienced Loan Officers match you up with a program personalized just for you and your specific needs.
We offer a variety of savings and investment options to fit your lifestyle. Feel confident knowing you have saved from every paycheck for all the important moments in life!
Let us help make your dreams a reality! Whether it’s a new car, boat, or vacation of a lifetime, we’ve got just the loan you need.
The mission of United Citizens Bank is to be a locally owned community bank serving our customers by offering and delivering quality financial services at competitive rates. We are committed to active community involvement. We will strive to maintain financial soundness and stability while providing shareholders a reasonable return on their investm
First Federal Savings Bank was established in Washington, Indiana in 1895. The Bank's organizational meeting was held on January 31, 1895 and its first Board of Directors included Hiram Hyatt, William Heffernan, Aikman Carnahan, Zed Benham, William A. Healy, Hamlet Allen, John M. Smith, E.A. Crosson and M.F. Burke.
At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.
1100 North Jefferies Boulevard, Walterboro, SC, 29488
Bank of the Lowcountry is a local community bank founded in Walterboro, SC – the “front porch of the Lowcountry.” Our institution was founded by ten prominent Walterboro businessmen in October of 1988, resulting in the first commercial chartered bank organized in Walterboro in over 65 years.
