In the year 2026, the USDA loan limit for Springville, in the county of St. Clair, AL, is $336,500. Comparatively, the FHA limit for a single-family home is set at $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA programs today. You'll also be able to evaluate the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator will provide a side-by-side view of USDA, FHA, Conforming, and VA loan options, effectively helping you determine the best program for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Springville, County of St. Clair, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Springville, AL
The mission of Lendersa® is to link you promptly with the most suitable USDA or FHA loans available, with minimal hassle. You have the choice of starting with any of three approaches to match with lenders and access USDA loan programs.
A USDA home loan, administered by the government through the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This loan is exclusively available for rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA mortgages require no down payment at all.
As each person is different with their life experiences, the same is with financing of a home. Some individuals have perfect credit, while some have bruises from different life experiences. As a broker we help each person by finding the right lender that fits each persons situation. That is our specialty.
Citywide Home Loans has two branches that serve the Ogden area and beyond. Our original office off of Chambers Street and our new Ogden Junction office. Citywide offers a full portfolio of products to meet the needs of the Washington market, including construction and renovation loans. Our staff is experienced in all manner of residential loans.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mortgage Miracles Happen is a mortgage broker headquartered in Ogden, Utah. We have relationships with the top wholesale mortgage banks in the country that offers wholesale pricing to mortgage brokerage companies. As a result, we pass the good terms onto our clients with low fees to our clients as this gives us a big competitive advantage.
Prescott Federal Credit Union is a financial cooperative serving its members with a complete line of financial products and services. Prescott Federal was founded on November 19, 1937 to serve the employees of the Veterans Administration Medical Center under the name of Prescott U.S. Employees Federal Credit Union.
At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially.
When you bank with First Community, your banker is more than just a face in the crowd.
Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.
579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.
Helping clients achieve their dream of home ownership is one of the greatest rewards of being a Mortgage loan officer. With over 12 years of experience in the Mortgage Industry, Todd Heath take his passion for helping others to a reality. As a Mortgage Professional, Todd committed to providing transparency to my clients.
1544 North Woodland Park Drive, Suite 320, Layton, UT, 84041
We are an independent mortgage brokerage. We work for our clients, not any particuler lander. We match our clients' needs and qualifications with the best-fitting rates & products from our many national lending partners.We are a team of caring experts – ready to guide & support each client on their bold journey to a new home.
2650 N 300 E St, Suite 220, North Ogden, UT, 84414
At Great American Lending, we provide you peace of mind for your home loan. We have the experience to find great rates and service, not to mention the flexible options you’re looking for. Don’t wait for another company to get around to your loan, come to our mortgage company and see how smooth and painless the home loans process can be.
Fidelity First Funding was established in July, 2000 and has been helping to make home ownership possible for clients throughout Utah and Idaho ever since. With the combined experience of our expert team, we will be able to get you into the home of your dreams. We have funded over $900 Million loans over the last 19 years.
