In the year 2025, the USDA loan limit for Springville, in the county of St. Clair, AL, is $336,500. Comparatively, the FHA limit for a single-family home is set at $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA programs today. You'll also be able to evaluate the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator will provide a side-by-side view of USDA, FHA, Conforming, and VA loan options, effectively helping you determine the best program for your financial circumstances in
Review loan options from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to link you promptly with the most suitable USDA or FHA loans available, with minimal hassle. You have the choice of starting with any of three approaches to match with lenders and access USDA loan programs.
A USDA home loan, administered by the government through the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This loan is exclusively available for rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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