USDA Vs. FHA your options comparison in Muscle-Shoals, Colbert County, AL
In the year 2026, the USDA loan limit for Muscle-Shoals in the county of Colbert, AL is set at $285,000. Meanwhile, the FHA ceiling for a single-family residence is $356,362.
Leverage Lendersa®'s USDA loan calculator to contrast the best USDA and FHA rates available today, and establish the income, credit, reserves, and documentation necessary to qualify. Our comprehensive mortgage comparison tool reveals USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most appropriate program in for your financial scenario.
2026 Loan Limits and Down Payment Specifications in Muscle-Shoals, Colbert, AL
Loan Type
Maximum Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Muscle-Shoals, AL
The mission of Lendersa® is to swiftly secure you the ideal USDA or FHA loan without difficulty. Choose from three initial options that lead to connecting with lenders and matching USDA loan programs.
A USDA home loan is government-backed by the U.S. Department of Agriculture, commonly referred to as a rural development loan or USDA mortgage, and is available exclusively in rural areas. While FHA loans need a minimum down payment of 3.5%, USDA loans do not demand any down payment.
Lincoln Mortgage Solutions LLC will work with you to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Our goal is to create lasting relationships with each and every client and to continue to assist you with whatever your future needs may be.
100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.
Lion Mortgage is a privately held New Jersey based mortgage correspondent lender firm founded in 2002 by Vaishali Sheth. We provide residential mortgage across New Jersey and Pennsylvania. Lion Mortgage, which offers a host of diverse, flexible mortgage loan programs for customers with a variety of backgrounds and needs
TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.
Established in 1936, Merck Employees Federal Credit Union is federally chartered & federally insured by the National Credit Union Administration to serve Merck employees and their family members. The credit union was created just 2 years after President Franklin Delano Roosevelt signed the Federal Credit Union Act into law as part of the New Deal.
When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.
Jersey Central Federal Credit Union (JCFCU) is a not-for-profit financial cooperative, chartered in 1937 to serve employees of the Central Railroad of New Jersey (CNJ), who worked in the engine repair and train services departments in Jersey City, NJ. The founding members recognized the need for affordable
No matter what your financial situation looks like, the experts at SunQuest will analyze your income, assets and liabilities; we’ll coordinate with your attorney, accountant or advisers, to insure that your New Jersey mortgage supports your other financial goals.The two founding partners of SunQuest Funding represent more than 40 years of experienc
First Alliance Home Mortgage, L.L.C. opened in 2004 and has since become one of the premier lenders in New Jersey. A Mortgage Banker/Broker with tremendous resources and a wide array of mortgage products we are committed to providing you with the best rates and mortgage programs available in today's market.
