USDA Loan Vs. FHA loan for Florence, AL 2026

During 2026, the USDA loan limit for Florence, situated in Lauderdale county, AL, is set at $336,500. In contrast, the FHA loan cap for single-family homes is $472,030.

Leverage the Lendersa® USDA loan calculator to assess today's premier USDA and FHA rates. This tool helps you establish the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you'll be able to compare USDA, FHA, Conforming, and VA options side-by-side, helping you determine which program is ideal for your financial situation in .

USDA and FHA Loan Opportunities in Florence, AL

Lendersa® strives to provide you with the top USDA or FHA loan rapidly and smoothly. Choose from one of three starting strategies to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AL

The USDA home loan, insured by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans are unique in that they require no down payment.

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(303) 795-6025 Lender's profile and map Reviews Residential Lending LLC 6901 South Pierce Street, Suite 290, Littleton, CO, 80128 Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
(970) 330-9728 Lender's profile and map Reviews Weld Community Credit Union 2555 47th Avenue, Greeley, CO, 80634 We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
(970) 336-1185 Lender's profile and map Reviews Home Team Lending 1019 37th Ave Ct, Greeley, CO, 80634 In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
(720) 470-5364 Lender's profile and map Reviews Acclaimed Lending LLC 2916 West 12th Street, Greeley, CO, 80634 Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
(401) 270-4999 Lender's profile and map Reviews South Wind Financial, Inc. 1356 Atwood Avenue, Johnston, RI, 02919 South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
(719) 371-7009 Lender's profile and map Reviews Canon Signature Mortgage 715 Main St, Canon City, CO, 81212 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
(603) 355-4527 Lender's profile and map Reviews Precision Federal Credit Union 7 Optical Avenue, Keene, NH, 03431 FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members. As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
000-000-0000 Lender's profile and map Reviews Back Bay Mortgage Brokers LLC 130 Bellevue Avenue, Newport, RI, 02840 Back Bay Mortgage Brokers is committed to providing our clients with the highest quality service while securing the best possible loan options available. Our expert mortgage professionals have over 20 years of mortgage lending and brokerage experience. We will work with you one on one to ensure that you get the right mortgage.
(508) 752-1122 Lender's profile and map Reviews Worcester Fire Dept Credit Union 34 Glennie Street, Worcester, MA, 01605 Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments
(508) 864-7758 Lender's profile and map Reviews Capital Biz Solutions, Inc 474 Grove St, Worcester, MA, 01605 Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.
(303) 335-6822 Lender's profile and map Reviews Colorado Home Loans 2121 W 84th Ave, Suite 201, Denver, CO, 80260 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(978) 632-2542 Lender's profile and map Reviews GFA Federal Credit Union 229 Parker St, Gardner, MA, 01440 GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.