USDA Loan Vs. FHA loan pro & con Sheffield, Colbert County, AL

In 2025, USDA loan limit in Sheffield, county of Colbert, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sheffield, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

650 315 9933 Lender's profile and map Reviews JB Private Investments 651 Fordham Road, San Mateo, CA, 94402 JB Private Investments mission is to provide alternative financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area. The company services are Commercial Multi Family, Construction, SFR Residential Investment, Bare Land
650-315-9933 Lender's profile and map Reviews JB Private Investments 651 Fordham Road, San Mateo, CA, 94402 JB Private Investments is a mortgage company located at 651 Fordham Road, San Mateo, CA 94402. JB Private Investments mission, is to provide alternate financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area.
650 645 9727 Lender's profile and map Reviews Redwood Mortgage Corp. 155 Bovet Road, Suite 302, San Mateo, CA, 94402 Redwood Mortgage is an established direct lender with over 40 years of experience in arranging and funding mortgage loans in California. Redwood Mortgage has funded $2 billion in loans and currently manages a loan portfolio of over $275,000,000. We review the borrower’s financial situation, as well at the property’s quality and equity.
(707) 965-2483 Lender's profile and map Reviews Silverado Credit Union 1 Angwin Plaza, Angwin, CA, 94508 Silverado Credit Union has been open since 1953. The credit union has assets totaling $63.97 Million and provides banking services to more than 4,000 members. Silverado Credit Union offers FREE online tools and services to help you save time and money. We protect your personal and financial information with the highest level of security availa
(707) 942-6300 Lender's profile and map Reviews Cal Green Lending Inc 118 Howel Mountain Road, Angwin, CA, 94508 We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
(650) 759-4094 Lender's profile and map Reviews Homepoint Lending, Inc 1321 Evans Avenue, Suite C, San Francisco, CA, 94124 Whether you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(650) 342-6755 Lender's profile and map Reviews Slatt Capital 819 Mitten Road, Burlingame, CA, 94010 Slatt Capital is a privately held commercial mortgage banking firm with a reputation founded on relationship, integrity, and service excellence. With a track record of success spanning more than five decades, we are attuned listeners that expertly match borrower need with the right capital solution.
(650) 342-0373 Lender's profile and map Reviews Capital Realty Group 1200 Howard Ave, Burlingame, CA, 94010 Capital Realty Group is a local firm which has specialized in and grown with many distinguished communities in the area. Since 1987, we have enjoyed powerful community recognition built upon our trademark of personalized service to the many families moving in and out of the San Mateo County, Silicon Valley and the San Francisco Peninsula.
(650) 638-3600 Lender's profile and map Reviews Action Residential Mortgage 1466 Bellevue Avenue, Suite 27, Burlingame, CA, 94010 Action Residential Mortgage + Property Management is a small, family-owned, mortgage broker and property management business. Sandy and Rich take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket.
(650) 342-4458 Lender's profile and map Reviews NBT Realty Services, Inc. 2546 Butternut Drive, Hillsborough, CA, 94010 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(650) 652-9439 Lender's profile and map Reviews Nu Level Equity 1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010 We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
(650) 219-2926 Lender's profile and map Reviews Karis Finance 1534 Plaza Lane, Burlingame, CA, 94010 Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.