USDA and FHA Pro and Con in Underwood-Petersville, Lauderdale County, AL

In 2024, USDA loan limit in Underwood-Petersville, county of Lauderdale, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Underwood-Petersville, county of Lauderdale, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Underwood-Petersville, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Embassy Financial Group, Inc.
  • 11428 Artesia Blvd, Suite 9, Artesia, CA, 90701
  • We are the company to look to first for all you real estate financing needs. We are your one stop shop for all your real estate needs. Whether you are selling your home, buying a home, or refinancing, we will do all the work for you from A-Z. We will put you in a loan that best suits your needs, &, most of all, a loan that you are comfortable with!
  • RCD Capital
  • 18021 Norwalk Blvd Suite 203, Artesia, CA, 90701
  • At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.
  • AAA Capital Investment Inc
  • 117 S Garfield Ave,, Alhambra, CA, 91801
  • AAA LENDINGS is a direct mortgage lender with many years of lending experience. We have a group of experienced professionals providing services for our clients. We offer variety loan programs in DSCR Loan, Bank Statement Loan, WVOE, Conventional, FHA, VA, and Foreign National Loan. We always put customer's needs first and provide the
  • First Commercial Bank (USA)
  • 200 East Main Street, Alhambra, CA, 91801
  • First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.
  • New Omni Bank, National Association
  • 1235 South Garfield Avenue, Alhambra, CA, 91801
  • New Omni Bank, National Association is a nationally-chartered, FDIC insured, commercial bank. Founded in 1980 as “Monterey Park National Bank, " we have been proudly serving our community for almost 40 years. We offer a range of deposit and loan products, including residential mortgages, commercial real estate loans, commercial loans, & SBA loans.
  • Advanced Lending Institute
  • 1028 South Garfield Avenue, Alhambra, CA, 91801
  • Our company is committed to delivering the highest level of service to earn the deepest level of trust. While other agents and loan officers spend most of their time looking for new business, we want to commit ourselves to spending 100% of that time focusing on making sure you have a smooth
  • AAA Capital Investment, Inc.
  • 117 South Garfield Avenue, Alhambra, CA, 91801
  • AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans.
  • Uni First Investment
  • 801 S. Garfield Ave #308, Alhambra, CA, 91801
  • Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.
  • Stratis Financial Corporation
  • 5772 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
  • We are "SERIOUS ABOUT SERVICE"! Our mission is to deliver the highest level of service, accountability and integrity to our customers while offering a broad portfolio of mortgage products. We'll also be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
  • PB Lending
  • 5200 Warner Avenue, Suite 102, Huntington Beach, CA, 92649
  • We believe that every client deserves the best care and service when refinancing or purchasing the home of their dreams. We shop until we find a mortgage that meets your needs and have what it takes to make a difference. We work with multiple lenders and we are able to provide our clients with extremely competitive pricing.
  • The Mortgage Hub
  • 5882 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
  • Our established network of real estate professionals throughout California will be able to serve your needs promptly and with a very personalized approach. Whether you are a first-time homebuyer, just starting your research, or a seasoned investor you will be treated with the same high level of distinction.
  • Ratelock Financial
  • 16892 Bolsa Chica Street, Suite 202, Huntington Beach, CA, 92649
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.