USDA and FHA Pro and Con in Underwood-Petersville, Lauderdale County, AL
In the year 2025, the USDA loan limit for the city of Underwood-Petersville, located in the county of Lauderdale, AL, is set at $336,500, whereas the limit for an FHA loan stands at $472,030 for a home that accommodates a single family.
Utilize the Lendersa® USDA loan calculator to compare today’s optimum USDA and FHA rates, assessing the income, credit, reserves, and paperwork you need to qualify. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, helping you to determine which program suits your specific financial needs in .
Loan limits and downpayment requirements for 2025 in Underwood-Petersville, in the Lauderdale county of AL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Underwood-Petersville, AL
The aim of Lendersa® is to efficiently get you the ideal USDA or FHA loan without unnecessary hurdles. Choose from three pathways to match with lenders and USDA loan schemes.
A USDA home loan, endorsed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is exclusive to rural regions. Unlike FHA loans that necessitate a minimum 3.5% down payment, a USDA mortgage loan requires none.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Durden Banking Company, Inc. with offices located in Twin City, Swainsboro, Metter and Millen serves a growing customer base. The bank still operates under that same simple plan for success– “serving the needs of the communities we serve”. This focus has been and will continue to be the foundation for our success.
Colfax Banking Company has served the financial needs of Grant Parish and Central Louisiana banking customers. We are investing in the latest banking technology and backing it up with first class IT support and full service banking locations. If you’re looking for the best of both worlds join Colfax Banking Company today.
1334 Timberlane Road, Suite 15, Tallahassee, FL, 32312
FHG Capital team is proud to serve the lending needs of homeowners and home buyers in Florida. Our hands-on approach helps each of our clients understand the mortgage process Now more than ever it is important to have an experienced mortgage team helping you through the home loan process.
Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
950 North 22nd Street, Suite C, Baton Rouge, LA, 70802
The mission of the LES FCU is to provide maximum services to investors & borrowers alike, utilizing educated, professional, & loyal, personnel & volunteers while maintaining a competitive risk free environment still adhering to the credit union philosophy of People Helping People but always seeking new ideas for an innovative future.
Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.
FNBB, Inc. is organized to be a profitable and well capitalized financial services corporation providing high quality correspondent services which facilitate the success and growth of its shareholders and clients. It is focused on serving the management and financial needs of community financial institutions in the United States.
Republic Finance specializes in providing a variety of consumer loans, flexible lending options and incomparable customer service, & has assisted its customers in meeting their personal finance goals for more than 60 years. With branch offices located in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas.
8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809
At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809
At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.
