In the year 2026, the USDA loan limit for the city of Underwood-Petersville, located in the county of Lauderdale, AL, is set at $336,500, whereas the limit for an FHA loan stands at $472,030 for a home that accommodates a single family.
Utilize the Lendersa® USDA loan calculator to compare today’s optimum USDA and FHA rates, assessing the income, credit, reserves, and paperwork you need to qualify. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, helping you to determine which program suits your specific financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to efficiently get you the ideal USDA or FHA loan without unnecessary hurdles. Choose from three pathways to match with lenders and USDA loan schemes.
A USDA home loan, endorsed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is exclusive to rural regions. Unlike FHA loans that necessitate a minimum 3.5% down payment, a USDA mortgage loan requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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