USDA Vs. FHA Pro and Con comparison in Oneonta, Blount County, AL
In the year 2025, the USDA loan limit for Oneonta in Blount County, AL is $336,500. Conversely, for a single-family home, the FHA loan limit is $472,030.
Use the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates and determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage tool enables a comparison of USDA, FHA, Conforming, and VA loans side by side, helping you select the best option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Oneonta, Blount, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Oneonta, AL
The primary aim of Lendersa® is to swiftly facilitate the process in securing the most suitable USDA or FHA loan with minimal hassle. Choose one of three starting options to find lenders that align with USDA loan programs.
A USDA home loan is secured by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
The St. John United Federal Credit Union is a Community Development Credit Union (CDCU) a financial cooperative, owned by it’s members who live, work, worship or attend school in the city of Buffalo, NY. This credit union exists for the financial benefit of the membership and the community at large
Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.
115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.
Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Newfield National Bank, a full-service community bank, is a part of the Newfield Bancorp. It is a mutual savings bank, which is located in Newfield, N.J. Newfield National Bank provides a wide range of financial services and products, such as certificates of deposit, loans, checking and savings accounts
1024 Springfield Road Collingdale, Collingdale, PA, 19023
Best American Mortgage Company is a mortgage broker in PA with over a decade of VA loan experience. We work multiple lenders that have special programs to maximize the VA home loan benefit. We're dedicated to helping the best Americans get the best loan.broker in PA with over a decade of VA loan experience.
Norstar Mortgage Team is committed to providing clients with the highest quality Pennsylvania home loans combined with some of the lowest wholesale mortgage rates available . Whether you are a first time home buyer, purchasing your dream home, refinancing an existing loan, consolidating debt or need cash out for any reason our highly experienced
Our mission is to provide personal quality service today and every day, while maintaining financial stability. Our credit union was created by and for employees of the West Seneca State School in January 1964. It was originally known as the West Seneca State School Federal Credit Union.
We are committed to our members’ financial needs. Credit unions exist not for charity, not for profit, but for service! The mission of Empire ONE—and all credit unions—is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources.
