USDA Loan Vs. FHA loan for Oneonta, AL [ best of 2023]

In 2025, USDA loan limit in Oneonta, county of Blount, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oneonta, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(203) 413-9300 855 miles Lender's profile and map Reviews Fieldpoint Private Bank & Trust 100 Field Point, Greenwich, CT, 06830 Fieldpoint Private puts clients first, always. With customized options, our team will help you strengthen and sustain your assets in a way that helps you reach your goals, grow your wealth and simplify your life so you can get back to doing what you love most.Our advisors and bankers work across the United States, and are committed to being accessi
(203) 869-5280 855 miles Lender's profile and map Reviews Greenwich Municipal Employees Federal Credit Union 439 West Putnam Avenue, Greenwich, CT, 06830 Our Mission is To provide and promote the use of a variety of financial services which incorporate particular benefits, consumer advantages and features not otherwise readily available to our members with the specific intent of helping our members gain some extra measure of personal financial success.
(203) 618-4444 855 miles Lender's profile and map Reviews Strategy Mortgage Corp. 5 Edgewood Avenue, 2nd Floor, Greenwich, CT, 06830 Strategy Mortgage represents national, regional & local lenders in order to provide you with the most competitive rates available. We close loans on time and at the locked rate. Closing costs & detailed program disclosures are discussed up front and there are NO hidden fees. Strategy Mortgage is a mortgage brokerage licensed in CT, NY, MA, and FL.
(203) 327-3327 855 miles Lender's profile and map Reviews Knighthead Funding, LLC 777 West Putnam Avenue, 3rd Fl B-2, Greenwich, CT, 06830 Knighthead Funding, LLC ("Knighthead") is a real estate finance company specializing in loans for acquisition, renovation, construction and refinancing secured by a broad range of real estate assets. Knighthead originates loans for its managed real estate debt funds and Knighthead Annuity & Life Assurance Company
(877) 491-2265 855 miles Lender's profile and map Reviews Vista Bank 901 Main Street, Ralls, TX, 79357 Vista Bank operates 15 locations throughout West Texas, Austin, Dallas, and Fort Worth.With disciplined and organic asset growth in the last decade, Vista broke into the Top 100 Texas Banks by asset size in 2018. With a rich 108-year history of entrepreneurs banking entrepreneurs.
(763) 267-6300 855 miles Lender's profile and map Reviews Teamsters Credit Union. 9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434 Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
(833) 676-3876 855 miles Lender's profile and map Reviews Metro Realtors Federal Credit Union 346 Sunrise Highway, West Babylon, NY, 11704 As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.
(906) 265-5131 855 miles Lender's profile and map Reviews The Miners State Bank 312 W. Genesee Street, Iron River, MI, 49935 The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.
(763) 777-5800 856 miles Lender's profile and map Reviews Homes For Heroes 9201 West Broadway Ave, Suite 615, Minneapolis, MN, 55445 Homes for Heroes, Inc., has helped over 51, 000 heroes save over $91 million on their real estate transactions, sold over $12 billion in real estate to heroes, actively partnered with more than 4, 200 like-minded real estate and mortgage professionals who’ve joined in the mission, and donated over $1 million to heroes.
(507) 763-3262 856 miles Lender's profile and map Reviews Currie State Bank 141 Mill Street, Currie, MN, 56123 Currie State Bank was established in February 1931 and the Okabena office was established in December of 2016. We take pride in creating and delivering quality banking products and services to you at exceptional values.We provide a stimulating and challenging work environment for our employees that encourages, develops and rewards excellence.