USDA Vs. FHA your options comparison in Rainbow-City, Etowah County, AL
In the year 2025, the USDA loan limit in Rainbow-City, part of Etowah county, AL, is $285,000. On the other hand, the FHA limit for a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to evaluate and contrast the best available rates today for USDA versus FHA. Determine the required income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you to determine which program in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Rainbow-City, Etowah, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Rainbow-City, AL
The mission of Lendersa® is to connect you with the optimal USDA or FHA loan, swiftly and effortlessly. Choose one of three starting pathways to be matched with compatible lenders and USDA loan options.
A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment.
New Castle Mortgage is a major producer of Reverse Mortgage loans in Tennessee, owned & operated by Tennesseans, purely specializing in Reverse Mortgages. As a consumer you can be certain we are credible, qualified, & experienced.Mike Holton and Catherine Holton, each have over 20 years’ experience originating FHA loans throughout the state of TN.
5115 Maryland Way, Suite 124, Brentwood, TN, 37027
P3 Home Loans serves all of Tennessee, making sure to save local home owners money and time. Rod Freeman is the voice of P3 Home Loans and has managed the success of hundreds of clients’ mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval, you can depend on our mortgage professionals.
"MCL Private Lending is a direct private money lender that was established to provide time sensitive, creative, short term financing to builders, developers, and real estate investors.
MCL Private Lending is Nashville’s leading direct, private money lender. Based in Brentwood, Tennessee,
North Main Credit Union proudly serves Habersham County. We offer loan services, checking and savings accounts, retirement accounts, and many other additional services aimed at “helping people afford life. Becoming a member is easy! To open a Savings Account, simply complete a membership application
Tennessee Quick Cash, Inc. has been serving the greater Nashville area with Financial Services since 1997. We are locally owned and operated with headquarters in Antioch, TN. We are fully licensed and in compliance with all applicable laws of the State of Tennessee. Tennessee Quick Cash, Inc. is the industry leader for fast and easy Cash Loans.
Our vision is to be the financial services advisor and provider of choice in each community we serve. Our Mission is to To provide quality financial services and advice by: Understanding, then meeting the needs of our customers, Creating security and opportunity for our employees, Being good citizens in our communities.
At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.
Town-Country United Bank offers the highest quality of banking services on the market today. Since 1978, we have provided superior service to our customers and have assisted them in achieving their goals. Our years of experience and commitment to excellence have earned us the reputation as the one of the best in the area
